40 Rosedale Rd, Carmel, NY 10512 Property Records

Putnam County and Kent Town property record for 40 Rosedale Rd, Carmel, NY 10512 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,467 sqft · built 1932
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Tax Bill	$11,681 (2024)
Deeds & Mortgages	Nov 2019 Mortgage Oct 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`372200 33.42-2-3`

Property Details

APN / Parcel Number

Primary APN	`372200 33.42-2-3`
Alternative APNs	`220003304200020030000000` `015425`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,467 sqft Living Area
1st Floor Area	1,067 sqft
Upper Floors Area	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	209 ft deep x 100 ft wide
View / Lot	Waterfront
Garage Type	Carport
Garage Area	195 sqft
Carport	Carport
Carport Area	195 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	015425
Street Address	40 ROSEDALE RD
City	CARMEL
State	NY
Zip	10512-6562
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	2
Legal Lot Number	3.000
Jurisdiction	PUTNAM NY
Township / Civil Division	KENT
Census Block Group	3
Census Block	3029
Census Tract	10300

Owner

Source: Putnam County and Kent Town records · APN 372200 33.42-2-3

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	40 ROSEDALE RD, CARMEL, NY 10512-6562
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 08, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 11, 2019	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Dec 12, 2002
Transfer Doc	0016120359
Record Updated	Jun 08, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	40 ROSEDALE RD, CARMEL, NY 10512-6562
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	BANKERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0069910150
Date	Nov 08, 2019
Book Page	6991/150
Instrument	15173-2019

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 01, 2039

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PUTNAM NY
Property Address	40 ROSEDALE RD, CARMEL, NY 10512-6562
Document Number	0069910168
Instrument Date	Oct 11, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	BANKERS TITLE CORPORATION, BANKERS TITLE CORP.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 ROSEDALE RD CARMEL NY 105126562, CARMEL, NY 10512-6562

Mortgage

Document Number	0069910168
Date	Nov 08, 2019
Book Page	006991/000168
Instrument	15174

Lender

Name	WELLS FARGO BK
Type	Bank
Address	MINNEAPOLIS, MN 55467-8000

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 07, 2039

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Putnam County and Kent Town records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Kent Town
Unified School District	Carmel Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$458,000 (+78%) Land $76,800 Building $381,200	$458,000 (+22.47%) Land $76,800 Building $381,200
2024	$11,681.00	$257,300 (-) Land $24,000 Building $233,300	$373,983 (-)
2023		$257,300 (-) Land $24,000 Building $233,300	$373,983 (+21.66%) Land $34,884 Building $339,099
2022		$257,300 Land $24,000 Building $233,300	$307,407 Land $28,674 Building $278,733

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Putnam County (36079C), updated March 4, 2013 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360790103003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1980–2011)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2011, rainfall accumulation, Hurricane Irene

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 290 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 250

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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