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40 Rosebud Cir, Cabot, AR 72023 Property Records

Lonoke County property record for 40 Rosebud Cir, Cabot, AR 72023

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,382 sqft · built 2003
Lot Size0.224 acres (9,750 sqft)
Owner2 Individual Names on Record
Last Sale$187,500 (Feb 2024)
Tax Bill$1,168 (2025)
Deeds & MortgagesFeb 2024 Mortgage
Aug 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN720-31262-000

Property Details

APN / Parcel Number

Primary APN720-31262-000
Alternative APN
  • 23907

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,382 sqft Living Area
Gross Area1,802 sqft
1st Floor Area1,382 sqft
FlooringCeramic Tile

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialWood
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialFiberglass
Lot Area9,750 sqft (0.224 acres)
Lot Dimensions130 ft deep x 75 ft wide
Garage TypeAttached
Garage Area420 sqft
DrivewayConcrete Driveway
Driveway Area592 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area73 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number23907
Street Address40 ROSEBUD CIR
CityCABOT
StateAR
Zip72023-8747
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Range09W
Legal Township04N
Legal Section29
Legal SubdivisionBLOOMING RIDGE IV
Legal Block1
Legal Lot Number262
JurisdictionLONOKE AR
Township / Civil DivisionYORK
Census Block Group1
Census Block1005
Census Tract20206

Owner

Source: Lonoke County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address40 ROSEBUD CIR, CABOT, AR 72023-8747
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2024Deed of Trust, Mortgage · FHA Mortgage
CENTENNIAL BANK
Aug 23, 2022Deed of Trust, Mortgage · USDA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 28, 2024 · Amount on Record
Deed SaleFeb 28, 2024 · Amount on Record
Prior SaleApr 18, 2016 · Amount on Record
Deed Document Number20241602
Transfer Doc0000014452
Record UpdatedOct 29, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLONOKE AR
Property Address40 ROSEBUD CIR, CABOT, AR 72023-8747
Transaction TypeMortgage
Record UpdatedMar 28, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address41 PARAKEET CV, WARD, AR 72176-8426

Mortgage

Document Number0000001603
DateFeb 28, 2024
Book Page2024/1603
Instrument2024-01603
Lender
NameCENTENNIAL BANK
TypeBank
AddressCONWAY, AR 72033
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2054

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLONOKE AR
Property Address40 ROSEBUD CIR, CABOT, AR 72023-8747
Transaction TypeMortgage
Record UpdatedSep 13, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 ROSEBUD CIR, CABOT, AR 72023-8747

Mortgage

Document Number0000010083
DateAug 23, 2022
Book Page2022/10083
Instrument2022-10083
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressDENVER, CO 80249
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of October 1, 2025

Property Jurisdictions

TypeName
StateArkansas
CountyLonoke County
MunicipalityCabot City
Unified School DistrictCabot Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,168.00 (+74.85%)$22,950 (-) Land $3,700 Building $19,250$114,750 (-) Land $18,500 Building $96,250
2024$668.00 (-42.81%)
2023$1,168.00 Homeowner's exemption$22,950 Land $3,700 Building $19,250$114,750 Land $18,500 Building $96,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2009)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 71% of Arkansas
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCABOT WATERWORKS
federal government · serves 27,578 people · EPA ID AR0000338
Water SourcePurchased surface water from several systems
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Connect2First
Fiber		1,000 / 1,000
Optimum
Cable		940 / 35
AT&T
Fixed Wireless		100 / 20

May also be available: Brightspeed, Verizon.

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