Middletown City property record for 40 Rome Ave, Middletown, CT 06457
| Property Type | Triplex |
|---|---|
| Details | 6 bd · 3 ba · 2,870 sqft · built 1900 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $388,000 (Jan 2026) |
| Tax Bill | $8,046 (2026) |
| Deeds & Mortgages | Jul 2023 Mortgage Jan 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | MTWN M:20 L:0097 |
| Primary APN | MTWN M:20 L:0097 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 12 Rooms |
| Units | 3 Units |
| Stories | 2 Stories |
| Building Area | 2,870 sqft Living Area |
| Gross Area | 5,968 sqft |
| 1st Floor Area | 1,400 sqft |
| Attic | Attic |
| Attic Area | 1,400 sqft |
| Basement Area | 1,400 sqft |
| Unfinished Basement | 1,400 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 5,227 sqft (0.12 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | R02487 |
|---|---|
| Street Address | 40 ROME AVE |
| City | MIDDLETOWN |
| State | CT |
| Zip | 06457-2237 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Local Zoning Code | IRA |
| Legal Lot Number | 97 |
| Jurisdiction | MIDDLETOWN CT |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 541100 |
Source: Middletown City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 89 WESTWOOD AVE, WATERBURY, CT 06708-2439 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Jul 17, 2023 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Jan 8, 2026 | Warranty Deed, Transfer · Conventional Mortgage NFM LENDING |
| Sep 4, 2025 | Warranty Deed, Transfer · Line of Credit TASHA SHERMAN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 8, 2026 · Amount on Record |
| Deed Sale | Jan 8, 2026 · Amount on Record |
| Prior Sale | Sep 4, 2025 · Amount on Record |
| Deed Book / Page | 2140 / 148 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETOWN CT |
| Property Address | 40 ROME AVE, MIDDLETOWN, CT 06457-2237 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002077-65 |
|---|---|
| Date | Jul 17, 2023 |
| Book Page | 2077/65 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 265 Months |
| Due | Aug 1, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDDLETOWN CT |
| Recording Date | Jan 8, 2026 |
| Property Address | 40 ROME AVE, MIDDLETOWN, CT 06457-2237 |
| Document Number | 002140-148 |
| Book / Page | 2140 / 148 |
| Instrument Date | Dec 30, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 89 WESTWOOD AVE, WATERBURY, CT 06708-2439 |
| Document Number | 0002140150 |
|---|---|
| Date | Jan 8, 2026 |
| Instrument | 2140/150 |
| Name | NFM LENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDDLETOWN CT |
| Recording Date | Sep 4, 2025 |
| Property Address | 40 ROME AVE, MIDDLETOWN, CT 06457-2237 |
| Document Number | 002130-471 |
| Book / Page | 2130 / 471 |
| Instrument Date | Aug 19, 2025 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0002130474 |
|---|---|
| Date | Sep 4, 2025 |
| Instrument | 2130/474 |
| Name | TASHA SHERMAN |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Oct 1, 2026 |
Source: Middletown City assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Middletown City |
| Unified School District | Middletown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,046.00 (+4.89%) | $197,200 (-) Land $45,640 Building $151,560 | |
| 2025 | $197,200 (-) Land $45,640 Building $151,560 | $138,040 Land $31,948 Building $106,092 | |
| 2024 | $7,671.00 (+5.7%) | $197,200 (-) Land $45,640 Building $151,560 | |
| 2023 | $7,257.00 (+39.83%) | $197,200 (+67.18%) Land $45,640 Building $151,560 | |
| 2022 | $5,190.00 | $117,960 Land $16,690 Building $101,270 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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