40 Rogge Ln, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 40 Rogge Ln, Watsonville, CA 95076

Property Summary

Property Type	Recreational Vacant Land
Details	4 bd · 2.5 ba · 2,953 sqft · built 1988
Lot Size	6.61 acres (288,367 sqft)
Owner	2 Trust Names on Record
Last Sale	$415,000 (Jan 1998)
Tax Bill	$9,539 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`110-232-07`

Property Details

APN / Parcel Number

Primary APN	`110-232-07`
Alternative APN	`110-232-07-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	2,953 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	288,367 sqft
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	274 sqft
Patio Area	274 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	40 ROGGE LN
City	WATSONVILLE
State	CA
Zip	95076-9418
Property Category	Public Works
Property Type	Public Works > Recreational Vacant Land
Local Zoning Code	CA
Legal Subdivision	STONEY FORD RANCH
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1037
Census Tract	123300

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on Record
Mailing Address	40 ROGGE LN, WATSONVILLE, CA 95076-9418
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Nov 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Nov 27, 2018	Quit Claim Deed, Transfer Quitclaim
Nov 26, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 1998 · Amount on Record
Deed Sale	Jan 21, 1998 · Amount on Record
Deed Document Number	19982641
Last Transfer Date	Nov 16, 2018
Transfer Doc	0000035149
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	40 ROGGE LN, WATSONVILLE, CA 95076-9418
Transaction Type	Mortgage
Record Updated	Feb 2, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 ROGGE LN, WATSONVILLE, CA 95076-9418

Mortgage

Document Number	0000001791
Date	Jan 19, 2022
Instrument	2022-0001791

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	40 ROGGE LN, WATSONVILLE, CA 95076-9418
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 ROGGE LN, WATSONVILLE, CA 95076-9418

Mortgage

Document Number	0000048510
Date	Nov 16, 2020
Instrument	2020-0048510

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Dec 1, 2030

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 27, 2018
Property Address	40 ROGGE LN, WATSONVILLE, CA 95076-9418
Document Number	0000035149
Instrument Date	Nov 16, 2018
Instrument	35149
Transaction Type	Transfer
Record Updated	Dec 17, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	40 ROGGE LN WATSONVILLE CA 950769418, WATSONVILLE, CA 95076-9418

November 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 26, 2018
Property Address	40 ROGGE LN, WATSONVILLE, CA 95076-9418
Document Number	0000034995
Instrument Date	Nov 16, 2018
Instrument	2018-0034995
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	40 ROGGE LN, WATSONVILLE, CA 95076-9418

Mortgage

Document Number	0000034996
Date	Nov 26, 2018
Instrument	2018-0034996

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Dec 1, 2028

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Aromas-San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$680,797 (+2%) Land $265,482 Building $415,315
2025	$9,539.00 (+9.28%)	$667,448 (+4.04%) Land $260,277 Building $407,171
2023	$8,729.00 (+13.5%)	$641,530 Land $250,170 Building $391,360	$732,600
2022	$7,691.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	2 (2022–2023)
Most Recent Claim	Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 40% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Spectrum, T-Mobile.

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