40 Rock Rd, Dundee, NY 14837 Property Records

Yates County and Starkey Town property record for 40 Rock Rd, Dundee, NY 14837

Property Summary

Property Type	Mobile Home
Details	1,456 sqft · built 1996
Lot Size	2.1 acres (91,476 sqft)
Owner	2 Individual Names on File
Last Sale	$323,000 (Oct 2022)
Tax Bill	$4,529 (2026)
Deeds & Mortgages	Mar 2024 Sale Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`573489 107.84-1-8`

Property Details

APN / Parcel Number

Primary APN	`573489 107.84-1-8`
Alternative APNs	`348910708400010080000000` `573489 107.84-1-8.11`

Interior

Building Area	1,456 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Mobile Home
Lot Area	91,476 sqft (2.1 acres)
Lot Dimensions	39 ft deep x 11 ft wide
View / Lot	Waterfront
Porch	Slab
Porch Area	496 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	40 ROCK RD
City	DUNDEE
State	NY
Zip	14837
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	04 - FARM
Legal Subdivision	SUBDIVISION OF LANS OF PETER NOWAK
Legal Block	1
Legal Lot Number	8.011
Jurisdiction	YATES NY
Township / Civil Division	STARKEY
Census Block Group	1
Census Block	1041
Census Tract	150101

Owner

40 Rock Rd, a mobile home, is owned by two individuals who bought it in October 2022.

Source: Yates County and Starkey Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	46 HICKORY HILL RD, JACKSON, NJ 08527-1748
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2024	Deed, Transfer
Oct 20, 2022	Warranty Deed, Transfer · Conventional Mortgage THE LYONS NATIONAL BANK
Oct 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2022 · Amount on File
Deed Sale	Oct 20, 2022 · Amount on File
Deed Document Number	20229979
Record Updated	Oct 29, 2026

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	YATES NY
Recording Date	Mar 1, 2024
Property Address	40 ROCK RD, DUNDEE, NY 14837
Document Number	0202413958
Instrument Date	Feb 6, 2024
Instrument	2024-13958
Transaction Type	Transfer
Record Updated	Apr 8, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4309 S HILL RD, CAMPBELL, NY 14821-9631

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	46 HICKORY HILL RD, JACKSON, NJ 08527-1748

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YATES NY
Recording Date	Oct 20, 2022
Property Address	40 ROCK RD, DUNDEE, NY 14837
Document Number	0020229979
Map Reference	LB 11A PG 562
Instrument Date	Oct 11, 2022
Instrument	2022-9979
Transaction Type	Transfer
Record Updated	Nov 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,292.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6312 MURPHY DR, 6312, VICTOR, NY 14564-9218

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6312 MURPHY DR, VICTOR, NY 14564-9218

Mortgage

Document Number	0020229980
Date	Oct 20, 2022
Instrument	2022-9980

Lender

Name	THE LYONS NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YATES NY
Property Address	40 ROCK RD, DUNDEE, NY 14837
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20202670
Date	Oct 29, 2020
Instrument	2020-2670

Lender

Name	COMMUNITY BANK NA
Type	Bank
Address	OLEAN, NY 14760

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2040

Tax Assessment & Valuation

The 2026 property tax bill for 40 Rock Rd was $4,529, down 12.6% from the year before.

Source: Yates County and Starkey Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Yates County
County Subdivision	Starkey Town
Unified School District	Dundee Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,529.00 (-12.6%)
2025	$5,182.00	$293,000 Land $212,200 Building $80,800	$293,000 Land $212,200 Building $80,800
2023		$182,700 Land $99,700 Building $83,000	$222,800 Land $121,583 Building $101,217
2020	$3,295.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Rock Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Rock Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CBN Fixed Wireless · not low latency	100 / 100
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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