Essex County and Lynn City property record for 40 Rock Ave, Lynn, MA 01902
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 3,051 sqft · built 1904 |
| Lot Size | 0.075 acres (3,280 sqft) |
| Owner | Individual Name on File |
| Last Sale | $422,000 (Dec 2016) |
| Tax Bill | $8,534 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | B:084 L:673 S:005 |
| Primary APN | B:084 L:673 S:005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Units | 2 Units |
| Stories | 3 Stories |
| Building Area | 3,051 sqft Living Area |
| Gross Area | 5,453 sqft |
| Basement Area | 1,305 sqft |
| Unfinished Basement | 1,305 sqft |
| Year Built | Built 1904 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 3,280 sqft (0.075 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 40 ROCK AVE |
|---|---|
| City | LYNN |
| State | MA |
| Zip | 01902-3543 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R4 |
| Legal Block | 673 |
| Legal Lot Number | 5 |
| Jurisdiction | LYNN MA |
| Township / Civil Division | LYNN |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 206200 |
40 Rock Ave, a duplex, is owned and occupied by an individual who bought it in December 2016.
Source: Essex County and Lynn City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40 ROCK AVE, LYNN, MA 01902-3543 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 16, 2016 · Amount on File |
| Deed Sale | Dec 16, 2016 · Amount on File |
| Prior Sale | Mar 4, 2009 · Amount on File |
| Deed Book / Page | 35539 / 583 |
| Transfer Doc | 035539-583 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Property Address | 40 ROCK AVE, LYNN, MA 01902-3543 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 041565-310 |
|---|---|
| Date | May 16, 2023 |
| Book Page | 41565/310 |
| Instrument | 20230516001900 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jun 1, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 40 Rock Ave was $8,534, up 7% from the year before.
Source: Essex County and Lynn City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Lynn City |
| Unified School District | Lynn School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,534.00 (+7%) | $823,746 (+8.75%) Land $192,200 Building $631,546 | $793,024 |
| 2024 | $7,976.00 (-0.13%) | $757,500 (+5.77%) Land $173,500 Building $584,000 | |
| 2023 | $7,986.00 | $716,200 Land $173,500 Building $542,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Rock Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 40 Rock Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 898 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
May also be available: AT&T, Starry, T-Mobile.
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