40 Rochester St, Westbrook, ME 04092 Property Records

Cumberland County and Westbrook City property record for 40 Rochester St, Westbrook, ME 04092

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,128 sqft · built 1920
Lot Size0.09 acres (3,920 sqft)
Owner2 Individual Names on File
Last Sale$360,000 (Jan 2023)
Tax Bill$3,783 (2023)
Deeds & MortgagesJan 2023 Sale & Mortgage
Jul 2022 Mortgage
Flood ZoneZone X (minimal risk)
APNWSBR M:040 L:170

Property Details

APN / Parcel Number

Primary APNWSBR M:040 L:170
Alternative APNs
  • M:040 B:170
  • 5782

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,128 sqft Living Area
Gross Area2,216 sqft
1st Floor Area1,128 sqft
Basement Area960 sqft
Unfinished Basement413 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleCape Cod
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,920 sqft (0.09 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address40 ROCHESTER ST
CityWESTBROOK
StateME
Zip04092-4236
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code11
Legal Lot Number170
JurisdictionWESTBROOK ME
Township / Civil DivisionWESTBROOK
Census Block Group2
Census Block2004
Census Tract2800

Owner

40 Rochester St is owned and occupied by two individuals who bought it in January 2023.

Source: Cumberland County and Westbrook City records, as of October 19, 2026

Owner of Record2 Individual Names on File
Mailing Address40 ROCHESTER ST, WESTBROOK, ME 04092-4236
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 25, 2023Warranty Deed, Transfer · FHA Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Jul 25, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
SUNRISE HOUSING LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 25, 2023 · Amount on File
Deed SaleJan 25, 2023 · Amount on File
Prior SaleJul 25, 2022 · Amount on File
Deed Book / Page39958 / 72
Transfer Doc0322790181
Record UpdatedOct 29, 2026

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTBROOK ME
Recording DateJan 25, 2023
Property Address40 ROCHESTER ST, WESTBROOK, ME 04092-4236
Document Number0399580072
Book / Page39958 / 72
Instrument DateJan 24, 2023
Instrument2568
Transaction TypeTransfer
Record UpdatedFeb 13, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address40 ROCHESTER ST, WESTBROOK, ME 04092-4236

Mortgage

Document Number0000002569
DateJan 25, 2023
Instrument2569
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount on Record

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTBROOK ME
Recording DateJul 25, 2022
Property Address40 ROCHESTER ST, WESTBROOK, ME 04092-4236
Document Number0395950094
Book / Page39595 / 94
Instrument DateJul 15, 2022
Instrument37569
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address122 ALLEN AVE, PORTLAND, ME 04103-3806

Mortgage

Document Number0000037570
DateJul 25, 2022
Instrument37570
Lender
NameSUNRISE HOUSING LLC
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

Source: Cumberland County and Westbrook City assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
MunicipalityWestbrook City
Unified School DistrictWestbrook (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2023$3,783.00 (+10.94%)$226,800 (+20.38%) Land $71,800 Building $155,000
2022$3,410.00$188,400 Land $59,800 Building $128,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 40 Rochester St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Rochester St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.7% of Maine
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPORTLAND WATER DISTRICT-GREATER
serves 135,068 people · EPA ID ME0091300
Water SourceSurface water
Last State InspectionAug 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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