Worcester County and Gardner City property record for 40 Robillard St, Gardner, MA 01440
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,400 sqft · built 1915 |
| Lot Size | 0.203 acres (8,860 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $360,000 (Aug 2025) |
| Tax Bill | $4,372 (2026) |
| Deeds & Mortgages | Nov 2022 Refinance Aug 2025 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | GARD M:M22 B:2 L:11 |
| Primary APN | GARD M:M22 B:2 L:11 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,400 sqft Living Area |
| Gross Area | 2,436 sqft |
| Basement Area | 720 sqft |
| Unfinished Basement | 720 sqft |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,860 sqft (0.203 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 40 ROBILLARD ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-1866 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 2 |
| Legal Lot Number | 11 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 707400 |
Source: Worcester County and Gardner City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 40 ROBILLARD ST, GARDNER, MA 01440-1866 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Nov 7, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance WORKERS CU |
| Aug 15, 2025 | Deed of Trust, Mortgage · Line of Credit FIDELITY COOPERATIVE BANK |
| Aug 26, 2025 | Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| May 7, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 26, 2025 · Amount on Record |
| Deed Sale | Aug 26, 2025 · Amount on Record |
| Prior Sale | Oct 21, 1983 · Amount on Record |
| Deed Book / Page | 72445 / 227 |
| Prior Transfer Date | Aug 25, 2025 |
| Prior Transfer Doc | 072445-227 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 40 ROBILLARD ST, GARDNER, MA 01440-1866 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 068455-379 |
|---|---|
| Date | Nov 7, 2022 |
| Book Page | 68455/379 |
| Instrument | 119973 |
| Name | WORKERS CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Dec 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 40 ROBILLARD ST, GARDNER, MA 01440-1866 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 072399-151 |
|---|---|
| Date | Aug 15, 2025 |
| Book Page | 72399/151 |
| Instrument | 68675 |
| Name | FIDELITY COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 1, 2045 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Aug 26, 2025 |
| Property Address | 40 ROBILLARD ST, GARDNER, MA 01440-1866 |
| Document Number | 072445-227 |
| Book / Page | 72445 / 227 |
| Instrument Date | Aug 25, 2025 |
| Instrument | 71995 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 ROBILLARD ST, GARDNER, MA 01440-1866 |
| Document Number | 0000071996 |
|---|---|
| Date | Aug 26, 2025 |
| Instrument | 71996 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Number | 072445-254 |
|---|---|
| Date | Aug 26, 2025 |
| Book Page | 72445/254 |
| Instrument | 71997 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2040 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | May 7, 2024 |
| Property Address | 40 ROBILLARD ST, GARDNER, MA 01440-1866 |
| Document Number | 070480-269 |
| Book / Page | 70480 / 269 |
| Instrument Date | May 6, 2024 |
| Instrument | 33650 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 ROBILLARD ST, GARDNER, MA 01440-1866 |
Source: Worcester County and Gardner City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,372.00 (+3.55%) | $317,500 (+7.99%) Land $74,700 Building $242,800 | $343,721 (-2.58%) |
| 2025 | $4,222.00 (+2.01%) | $294,000 (+6.48%) Land $67,800 Building $226,200 | $352,830 |
| 2024 | $4,139.00 (+2.2%) | $276,100 (+9.96%) Land $61,700 Building $214,400 | |
| 2023 | $4,050.00 | $251,100 Land $60,800 Building $190,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures