40 Roberts Ln, Lebanon, TN 37087 Property Records

Smith County property record for 40 Roberts Ln, Lebanon, TN 37087

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,176 sqft · built 1989
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on File
Last Sale	$186,000 (Sep 2018)
Tax Bill	$840 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`048P-B-021.00`

Property Details

APN / Parcel Number

Primary APN	`048P-B-021.00`
Alternative APNs	`12048PB048P02100` `080048P B 02100`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,176 sqft Living Area
1st Floor Area	1,176 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2015
Architectural Style	Custom Design
Exterior Material	Siding Sheathing
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	160 ft deep x 100 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	100 sqft
Deck Area	384 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	40 ROBERTS LN
City	LEBANON
State	TN
Zip	37087-9247
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIDDEN RIVER EST PB 2 PG 41 LOT 46 100 X 160 LOT 46 / CAB A SLIDE 36
Legal Subdivision	HIDDEN RIVER EST
Legal Lot Number	46
Jurisdiction	SMITH TN
Township / Civil Division	4
Census Block Group	3
Census Block	3014
Census Tract	975200

Owner

40 Roberts Ln is owned and occupied by an individual who bought it in September 2018.

Source: Smith County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	40 ROBERTS LN, LEBANON, TN 37087-9247
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
Sep 26, 2018	Warranty Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2018 · Amount on File
Deed Sale	Sep 26, 2018 · Amount on File
Prior Sale	Mar 7, 2007 · Amount on File
Deed Document Number	20182932
Deed Book / Page	345 / 321
Transfer Doc	0162000031
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TN
Property Address	40 ROBERTS LN, LEBANON, TN 37087-9247
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000394225
Date	Feb 2, 2021
Book Page	394/225
Instrument	21000404

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 1, 2041

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SMITH TN
Recording Date	Sep 26, 2018
Property Address	40 ROBERTS LN, LEBANON, TN 37087-9247
Document Number	0000345321
Book / Page	345 / 321
Map Reference	MB2 PG41
Instrument Date	Sep 20, 2018
Instrument	18002932
Transaction Type	Transfer
Record Updated	Jun 20, 2022
Title Company	FOUR STAR TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$688.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9311 SAN PEDRO AVE STE 100, 100, SAN ANTONIO, TX 78216-4459

Mortgage

Document Number	0018002933
Date	Sep 26, 2018
Instrument	18002933

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 40 Roberts Ln was $840.

Source: Smith County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Smith County
Unified School District	Smith County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$840.00	$48,450 Land $6,250 Building $42,200	$193,800 Land $25,000 Building $168,800
2023		$48,450 (-) Land $6,250 Building $42,200
2022		$48,450 Land $6,250 Building $42,200	$193,800 Land $25,000 Building $168,800
2019	$648.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 40 Roberts Ln in Zone X, an area of minimal flood risk, though there have been 29 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	29 (2010–2021)
Claims Outside the SFHA	20 of 29
Most Recent Claim	Dec 2021 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Mar 2019 · 3 claims Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Roberts Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITH UTILITY DISTRICT serves 8,466 people · EPA ID TN0000636
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
DeKalb Telephone Cooperative Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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