40 Robert St, Waterbury, CT 06710 Property Records

Waterbury City property record for 40 Robert St, Waterbury, CT 06710

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,066 sqft · built 1962
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (May 2026)
Tax Bill	$8,197 (2026)
Deeds & Mortgages	Nov 2021 Refinance May 2026 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13108980075`

Property Details

APN / Parcel Number

Primary APN	`13108980075`
Alternative APNs	`WATE M:0131 B:0898 L:0075` `WBRY M:0131 B:0898 L:0075`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,066 sqft Living Area
Basement Area	2,066 sqft
Unfinished Basement	2,066 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1985
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	13108980075
Street Address	40 ROBERT ST
City	WATERBURY
State	CT
Zip	06710-1124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Block	898
Legal Lot Number	75
Jurisdiction	WATERBURY CT
Township / Civil Division	WATERBURY
Census Block Group	1
Census Block	1004
Census Tract	350900

Owner

Source: Waterbury City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	40 ROBERT ST, WATERBURY, CT 06710-1124
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
May 19, 2026	Warranty Deed, Transfer · Line of Credit LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2026 · Amount on Record
Deed Sale	May 19, 2026 · Amount on Record
Prior Sale	Dec 6, 2001 · Amount on Record
Deed Document Number	202613390
Deed Book / Page	9273 / 212
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERBURY CT
Property Address	40 ROBERT ST, WATERBURY, CT 06710-1124
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00008388-1
Date	Nov 29, 2021
Book Page	8388/1
Instrument	2021-20155

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Dec 1, 2031

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERBURY CT
Recording Date	May 19, 2026
Property Address	40 ROBERT ST, WATERBURY, CT 06710-1124
Document Number	009273-212
Book / Page	9273 / 212
Instrument Date	May 1, 2026
Instrument	202613390
Transaction Type	Transfer
Record Updated	Jun 25, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	40 ROBERT ST, WATERBURY, CT 06710-1124

Mortgage

Date	May 19, 2026

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

Tax Assessment & Valuation

Source: Waterbury City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Waterbury City
Unified School District	Waterbury School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,197.00 (-3.66%)	$189,140 (-) Land $22,400 Building $166,740	$323,853 (+144.61%)
2025		$189,140 (-) Land $22,400 Building $166,740	$132,398 Land $15,680 Building $116,718
2024	$8,508.00 (-16.99%)
2023	$10,249.00	$189,140 Land $22,400 Building $166,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERBURY WATER DEPARTMENT serves 107,271 people · EPA ID CT1510011
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Robert St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures