Worcester County and Worcester City property record for 40 Roath St, Worcester, MA 01604
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,056 sqft · built 1967 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $390,000 (Mar 2022) |
| Tax Bill | $4,908 (2025) |
| Deeds & Mortgages | Jul 2021 Refinance Mar 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 38-003-00122 |
| Primary APN | 38-003-00122 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| Gross Area | 2,328 sqft |
| 1st Floor Area | 1,056 sqft |
| Attic | Attic |
| Attic Area | 598 sqft |
| Basement Area | 900 sqft |
| Unfinished Basement | 900 sqft |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,500 sqft (0.172 acres) |
| Garage Type | Basement |
| Pool Type | In-Ground Pool |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|
| Account Number | 38-003-00122 |
|---|---|
| Street Address | 40 ROATH ST |
| City | WORCESTER |
| State | MA |
| Zip | 01604-3138 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL-7 |
| Legal Block | 3 |
| Legal Lot Number | 122 |
| Jurisdiction | WORCESTER MA |
| Township / Civil Division | WORCESTER |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 732302 |
Source: Worcester County and Worcester City records · APN 38-003-00122
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 ROATH ST, WORCESTER, MA 01604-3138 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 12, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BAYCOAST MORTGAGE COMPANY |
| Mar 31, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC |
| Feb 20, 2018 | Deed of Trust, Mortgage BAYCOAST MORTGAGE CO |
| Apr 13, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 31, 2022 · Amount on Record |
| Deed Sale | Mar 31, 2022 · Amount on Record |
| Prior Sale | Dec 19, 2014 · Amount on Record |
| Deed Book / Page | 67360 / 100 |
| Transfer Doc | 58667-194 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 40 ROATH ST, WORCESTER, MA 01604-3138 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 065592-276 |
|---|---|
| Date | Jul 12, 2021 |
| Book Page | 65592/276 |
| Instrument | 96613 |
| Name | BAYCOAST MORTGAGE COMPANY |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | Mar 31, 2022 |
| Property Address | 40 ROATH ST, WORCESTER, MA 01604-3138 |
| Document Number | 067360-100 |
| Book / Page | 67360 / 100 |
| Instrument Date | Mar 31, 2022 |
| Instrument | 35725 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 ROATH ST, WORCESTER, MA 01604-3138 |
| Document Number | 0000035726 |
|---|---|
| Date | Mar 31, 2022 |
| Instrument | 35726 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 40 ROATH ST, WORCESTER, MA 01604-3138 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 58454-63 |
|---|---|
| Date | Feb 20, 2018 |
| Book Page | 58454/63 |
| Instrument | 16318 |
| Name | BAYCOAST MORTGAGE CO |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 01, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | Apr 13, 2018 |
| Property Address | 40 ROATH ST, WORCESTER, MA 01604-3138 |
| Document Number | 58667-194 |
| Book / Page | 058667 / 000194 |
| Instrument Date | Mar 20, 2018 |
| Instrument | 34937 |
| Transaction Type | Transfer |
| Record Updated | May 01, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 ROATH ST WORCESTER MA 016043138, WORCESTER, MA 01604-3138 |
Source: Worcester County and Worcester City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Worcester City |
| Unified School District | Worcester School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,908.00 (+5.28%) | $372,100 (+14.46%) Land $117,700 Building $254,400 | $409,830 (+8.39%) |
| 2024 | $378,100 | ||
| 2023 | $4,662.00 | $325,100 Land $102,400 Building $222,700 |
Source: FEMA National Flood Hazard Layer as of November 30, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1978–2008) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2008 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 863 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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