40 Riverview Rd, Panacea, FL 32346 Property Records

Wakulla County property record for 40 Riverview Rd, Panacea, FL 32346 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 2015
Square Footage	1,088 sqft Heated Area
Lot Size	23,000 sqft (0.528 acres)
Occupancy	Owner Occupied
Last Sale	$213,000 (2019)
Tax Bill	$3,112.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`03-6S-02W-129-03707-021`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,088 sqft Heated Area
Gross Area	3,137 sqft Gross Area
Stories	1 Stories
Utility Area	288 sqft Utility Area
Utility Room	Utility Room
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2015
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Foundation Type	Pile Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	23,000 sqft (0.528 acres)
Depth X Width	213 ft x 108 ft Depth x Width
Garage Type	Carport Garage
Carport	Carport
Carport Area	585 sqft Carport

Exterior Amenities

Pool Area	384 sqft Pool
Fence	Fence
Pool House	384 sqft Pool House
Deck Area	328 sqft Deck
Patio Area	372 sqft Patio
Porch	Finished/Screened Porch
Porch Area	248 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Street Address	40 RIVERVIEW RD
City	PANACEA
State	FL
Zip	32346-2531
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	RIVER BEND ESTATES (UNREC) BLK C LOT 3 OR 64 P 881 OR 85 P 321 OR 316 P 77 DC OR 837 P 467 ORDER OR 837 P 493 LETTERS OR 838
Legal Range	02W
Legal Township	06S
Legal Section	03
Legal Subdivision	RIVER BEND ESTATES
Legal Block	C
Legal Lot Number	3
Jurisdiction	WAKULLA FL
Minor Civil Division	WEST WAKULLA
Census Blockgroup	2
Census Block	2028
Census Tract	10102

Owner

Source: Wakulla County records · APN 03-6S-02W-129-03707-021

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	40 RIVERVIEW RD, PANACEA, FL 32346-2531
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Apr 08, 2020	Deed of Trust, Mortgage · Veterans Administration Mortgage CLEARPATH LNDG
Jun 20, 2019	Warranty Deed, Transfer VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 20, 2019 · Amount on Record
Deed Sale	Jun 20, 2019 · Amount on Record
Prior Sale	Jan 21, 2016 · Amount on Record
Deed Doc Number	369985
Deed Book / Page	1114 / 0364
Record Refreshed	Jun 08, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKULLA FL
Property Address	40 RIVERVIEW RD, PANACEA, FL 32346-2531
Document Number	0000378373
Instrument Date	Apr 08, 2020
Transaction Type	Mortgage
Record Updated	Jun 04, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	40 RIVERVIEW RD PANACEA FL 323462531, PANACEA, FL 32346-2531

Mortgage

Document Number	0000378373
Date	Apr 22, 2020
Book Page	001147/000577
Instrument	378373

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 21, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKULLA FL
Recording Date	Jun 20, 2019
Property Address	40 RIVERVIEW RD, PANACEA, FL 32346-2531
Document Number	0000369985
Book / Page	001114 / 000364
Instrument Date	Jun 14, 2019
Instrument	369985
Transaction Type	Transfer
Record Updated	Jun 27, 2019
Title Company	LOWE TITLE SERVICES, LOWE TITLE SVCS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,491.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	207 APPLE VIEW CT GOODLETTSVILLE TN 370729405, GOODLETTSVILLE, TN 37072-9405

Mortgage

Document Number	369986
Date	Jun 20, 2019
Book Page	001114/000366
Instrument	369986

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 19, 2049

Tax Assessment & Valuation

Source: Wakulla County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Wakulla County
Unified School District	Wakulla County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,112.00 (+11.42%)	$202,600 (+14.93%) Land $18,000 Building $184,600	$202,600 (+14.93%) Land $18,000 Building $184,600
2024	$2,793.00 (-0.21%)	$176,284 (-1.18%) Land $18,000 Building $158,284	$176,284 (-1.18%) Land $18,000 Building $158,284
2023	$2,799.00 (+10.28%)	$178,382 (+12.62%) Land $18,000 Building $160,382	$178,382 (+12.62%) Land $18,000 Building $160,382
2022	$2,538.00	$158,392 Land $18,000 Building $140,392	$158,392 Land $18,000 Building $140,392

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Wakulla County (12129C), updated July 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone VE coastal, wave action
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	19.0 ft
Coastal	Yes

Wildfire

Wildfire Risk	Moderate above 68% of the US · above 47% of Florida
Wildfire Likelihood	About 1 in 602 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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