40 Riverview Dr, Palm Coast, FL 32164 Property Records

Flagler County property record for 40 Riverview Dr, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,207 sqft · built 2018
Lot Size	0.23 acres (10,019 sqft)
Owner	Company Name on Record
Last Sale	$245,100 (May 2018)
Tax Bill	$4,164 (2025)
Deeds & Mortgages	Jan 2021 Transfer May 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7031-00640-0050`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7031-00640-0050`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,207 sqft Living Area
Gross Area	2,846 sqft
1st Floor Area	2,207 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Driveway	Concrete Driveway
Driveway Area	500 sqft
Pool Area	960 sqft
Deck Area	624 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	40 RIVERVIEW DR
City	PALM COAST
State	FL
Zip	32164-6462
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SECTION 31 BLOCK 00064 LOT 0005 SUBDIVISION COMPLETION YEAR 1981 OR 204 PG 207 OR 2230/134 OR 2231/1693- CD OR 2279/1401
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	64
Legal Lot Number	5
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	3
Census Block	3001
Census Tract	60214

Owner

Source: Flagler County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	40 RIVERVIEW BND N, PALM COAST, FL 32137-6561
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
May 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU
May 16, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage TOWNE MORTGAGE CO
Oct 3, 2017	Loan Modification, Mortgage · Line of Credit FIDELITY BK
Sep 14, 2017	Warranty Deed, Transfer AVIS TITLE INSURANCE, AVIS TITLE INS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2018 · Amount on Record
Deed Sale	May 16, 2018 · Amount on Record
Prior Sale	Sep 14, 2017 · Amount on Record
Deed Document Number	201818114
Deed Book / Page	2279 / 1401
Last Transfer Date	Jan 11, 2021
Transfer Doc	0025170751
Record Updated	Jun 8, 2026

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLAGLER FL
Recording Date	Jan 20, 2021
Property Address	40 RIVERVIEW DR, PALM COAST, FL 32164-6462
Document Number	0025170751
Book / Page	2517 / 751
Map Reference	MB 10 PG 52
Instrument Date	Jan 11, 2021
Instrument	2021002880
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	40 RIVERVIEW DR, PALM COAST, FL 32164-6462
Investor	Possibly a Property Investor

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	40 RIVERVIEW DR, PALM COAST, FL 32164-6462
Document Number	0024490501
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Aug 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 RIVERVIEW DR PALM COAST FL 321646462, PALM COAST, FL 32164-6462

Mortgage

Document Number	0024490501
Date	Jun 12, 2020
Book Page	002449/000501
Instrument	21852

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2050

May 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	May 16, 2018
Property Address	40 RIVERVIEW DR, PALM COAST, FL 32164-6462
Document Number	0022791401
Book / Page	2279 / 1401
Map Reference	MB10 PG52
Instrument Date	May 10, 2018
Instrument	2018018114
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 22, 2022
Title Company	AVIS TITLE INS AGENCY IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,715.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	185 CYPRESS POINT PKWY # PKWY7, 185, PALM COAST, FL 32164-8407

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 RIDLEY LN # B, B, PALM COAST, FL 32164-6520

Mortgage

Document Number	2018018115
Date	May 16, 2018
Instrument	2018018115

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FLAGLER FL
Recording Date	Oct 3, 2017
Property Address	40 RIVERVIEW DR, PALM COAST, FL 32164-6462
Document Number	0022330822
Book / Page	002233 / 000822
Instrument Date	Sep 22, 2017
Instrument	34453
Transaction Type	Mortgage
Record Updated	Feb 20, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	185 CYPRESS POINT PKWY #700 PALM COAST FL 321648415, 700, PALM COAST, FL 32164-8415
Investor	Possibly a Property Investor

Mortgage

Document Number	22330822
Date	Oct 3, 2017
Book Page	002233/000822
Instrument	34453

Lender

Name	FIDELITY BK
Type	Bank
Address	7807 BAYMEADOWS RD E # 200, JACKSONVILLE, FL 32256-9677

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Sep 14, 2017
Property Address	40 RIVERVIEW DR, PALM COAST, FL 32164-6462
Document Number	0022300134
Book / Page	002230 / 000134
Instrument Date	Sep 8, 2017
Instrument	32203
Transaction Type	Transfer
Record Updated	Oct 12, 2017
Title Company	AVIS TITLE INSURANCE, AVIS TITLE INS

Transaction

Amount	Amount Recorded
Tax	$124.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	185 CYPRESS POINT PKWY #7 PALM COAST FL 321648407, 7, PALM COAST, FL 32164-8407
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,164.00 (+2.44%) Homeowner's exemption	$272,263 (+5.99%)	$345,029 (-1.76%) Land $53,500 Building $291,529
2024	$4,065.00 (+2.44%)
2023	$3,968.00 (+0.89%) Homeowner's exemption	$256,884 (+3%)	$351,219 (+5.32%) Land $44,500 Building $306,719
2022	$3,933.00 Homeowner's exemption	$249,402	$333,479 Land $44,500 Building $288,979

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Metronet.

Cell Coverage

5G (outdoors only) and 4G LTE

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