40 Riverstone Dr, Covington, GA 30014 Property Records

Newton County property record for 40 Riverstone Dr, Covington, GA 30014 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,186 sqft · built 2008
Lot Size	0.269 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$466,000 (Jan 2022)
Tax Bill	$4,649 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Jan 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0044B-00000-041-000`

Property Details

APN / Parcel Number

Primary APN	`0044B-00000-041-000`
Alternative APNs	`0044B 041` `20413`

Interior

Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	3,186 sqft Heated Area
1st Floor Area	843 sqft
Basement Area	3,218 sqft
Finished Basement	3,218 sqft
Flooring	Other
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Exterior Material	Fiber Cement Siding
Construction Type	Brick
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.269 acres)
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	45 sqft
Deck Area	230 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20413
Old Parcel Number	0044B 041
Street Address	40 RIVERSTONE DR
City	COVINGTON
State	GA
Zip	30014-5026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 41 RIVERSTONE ESTATES
Legal Subdivision	RIVERSTONE ESTATES
Legal Lot Number	41
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	3
Census Block	3012
Census Tract	100600

Owner

Source: Newton County records · APN 0044B-00000-041-000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	40 RIVERSTONE DR, COVINGTON, GA 30014-5026
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2017	Deed of Trust, Mortgage · FHA Mortgage NATION STAR MORTGAGE
Jan 24, 2022	Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY
Jan 24, 2022	Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY
Sep 16, 2020	Loan Modification, Mortgage · Conventional Mortgage MIDFIRST BK
Sep 04, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Dec 11, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 24, 2022 · Amount on Record
Deed Sale	Jan 24, 2022 · Amount on Record
Prior Sale	Mar 25, 2009
Deed Document Number	0004332745
Deed Book / Page	4332 / 745
Record Updated	Jun 08, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	40 RIVERSTONE DR, COVINGTON, GA 30014-5026
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035270293
Date	Jan 24, 2017
Book Page	3527/293

Lender

Name	NATION STAR MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2047

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Jan 24, 2022
Property Address	40 RIVERSTONE DR, COVINGTON, GA 30014-5026
Document Number	0043320745
Book / Page	4332 / 745
Instrument Date	Jan 24, 2022
Instrument	2022-000411
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 RIVERSTONE DR, COVINGTON, GA 30014-5026

Mortgage

Document Number	0043320000000747
Date	Jan 25, 2022
Book Page	0000004332/0000000747
Instrument	001382

Lender

Name	BAY EQUITY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Jan 24, 2022
Property Address	40 RIVERSTONE DR, COVINGTON, GA 30014-5026
Document Number	0043320745
Book / Page	4332 / 745
Instrument Date	Jan 24, 2022
Instrument	2022-000411
Transaction Type	Transfer
Record Updated	Apr 02, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 RIVERSTONE DR, COVINGTON, GA 30014-5026

Mortgage

Document Number	0000001382
Date	Jan 24, 2022
Instrument	001382

Lender

Name	BAY EQUITY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NEWTON GA
Property Address	40 RIVERSTONE DR, COVINGTON, GA 30014-5026
Document Number	0040750033
Instrument Date	Sep 16, 2020
Transaction Type	Mortgage
Record Updated	Oct 13, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 RIVERSTONE DR COVINGTON GA 300145026, COVINGTON, GA 30014-5026

Mortgage

Document Number	0040750033
Date	Sep 25, 2020
Book Page	004075/000033
Instrument	13616

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2050

Interest

Rate	3.5%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	40 RIVERSTONE DR, COVINGTON, GA 30014-5026
Document Number	0040720724
Instrument Date	Sep 04, 2020
Transaction Type	Mortgage
Record Updated	Oct 08, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 RIVERSTONE DR COVINGTON GA 300145026, COVINGTON, GA 30014-5026

Mortgage

Document Number	0040720724
Date	Sep 22, 2020
Book Page	004072/000724
Instrument	13369

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 21, 2050

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWTON GA
Recording Date	Dec 11, 2019
Property Address	40 RIVERSTONE DR, COVINGTON, GA 30014-5026
Document Number	0039330608
Book / Page	003933 / 000608
Instrument Date	Nov 20, 2019
Instrument	16243
Transaction Type	Transfer
Record Updated	Jan 02, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 RIVERSTONE DR COVINGTON GA 300145026, COVINGTON, GA 30014-5026

Tax Assessment & Valuation

Source: Newton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,649.00 (-0.51%) Homeowner's exemption	$190,280 (+1.84%) Land $26,000 Building $164,280	$475,700 (+1.84%) Land $65,000 Building $410,700
2024	$4,673.00 (+6.35%) Homeowner's exemption	$186,840 (-0.15%) Land $26,000 Building $160,840	$467,100 (-0.15%) Land $65,000 Building $402,100
2023		$187,120 Land $10,000 Building $177,120	$467,800 Land $25,000 Building $442,800
2022	$4,394.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Newton County (13217C), updated September 30, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 34% of the US · above 12% of Georgia
Wildfire Likelihood	About 1 in 3,125 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

40 Riverstone Dr, Covington, GA 30014 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2020: Loan Modification, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

September 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2019: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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