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40 Riverside Dr, Rotterdam Junction, NY 12150 Property Records

Schenectady County and Rotterdam Town property record for 40 Riverside Dr, Rotterdam Junction, NY 12150

Property Summary

Property TypeTownhouse
Details2 bd · 2 ba · 1,248 sqft · built 2005
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on Record
Last Sale$175,000 (Nov 2021)
Tax Bill$4,965 (2026)
Deeds & MortgagesNov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN422800 13.17-2-52

Property Details

APN / Parcel Number

Primary APN422800 13.17-2-52
Alternative APN
  • 280001301700020520000000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,248 sqft Living Area
1st Floor Area1,248 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Lot Area6,098 sqft (0.14 acres)
Lot Dimensions36 ft deep x 30 ft wide
Garage TypeDetached
Garage Area264 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area80 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address40 RIVERSIDE DR
CityROTTERDAM JUNCTION
StateNY
Zip12150-9769
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR-3
Legal SubdivisionRIVER WALK CONDOMINIUM
Legal Block2
Legal Lot Number52.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group1
Census Block1036
Census Tract32602

Owner

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address40 RIVERSIDE DR, ROTTERDAM JUNCTION, NY 12150-9769
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 18, 2021 · Amount on Record
Deed SaleNov 18, 2021 · Amount on Record
Prior SaleFeb 28, 2011 · Amount on Record
Deed Document Number202158034
Deed Book / Page2071 / 769
Prior Transfer DateMay 26, 2015
Prior Transfer Doc1920000358
Record UpdatedOct 29, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateNov 18, 2021
Property Address40 RIVERSIDE DR, ROTTERDAM JUNCTION, NY 12150-9769
Document Number0000058034
Book / Page2071 / 769
Instrument DateNov 8, 2021
Instrument202158034
Transaction TypeTransfer
Record UpdatedDec 1, 2021
Title CompanyLEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$700.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address40 RIVERSIDE DR, 40, ROTTERDAM JUNCTION, NY 12150-9769

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 ALEXANDER AVE, ROTTERDAM JUNCTION, NY 12150

Mortgage

Document Number0000058035
DateNov 18, 2021
Instrument202158035
Lender
NameFIRST NEW YORK FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictSchalmont Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,965.00 (-7.18%)
2025$5,349.00$138,000 (-) Land $4,200 Building $133,800$212,300 (+16.91%) Land $6,461 Building $205,839
2023$138,000 Land $4,200 Building $133,800$181,600 Land $5,527 Building $176,073

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims31 (1996–2026)
Claims Outside the SFHA12 of 31
Most Recent ClaimJul 2026 · rainfall accumulation
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims
  • Hurricane Irene, Aug 2011 · 20 claims
  • Severe Storms And Flooding, Jun 2006 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 89% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #3
serves 1,900 people · EPA ID NY4600067
Water SourceGroundwater
Last State InspectionMar 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Pattersonville Telephone Company.

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