Norfolk County and Norfolk Town property record for 40 River Rd, Norfolk, MA 02056
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,173 sqft · built 1948 |
| Lot Size | 0.313 acres (13,630 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $5,792 (2026) |
| Deeds & Mortgages | Jun 2022 Refinance Sep 2018 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | A383-384 |
| Primary APN | A383-384 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,173 sqft Living Area |
| Gross Area | 2,049 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,630 sqft (0.313 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | A383-384 |
|---|---|
| Street Address | 40 RIVER RD |
| City | NORFOLK |
| State | MA |
| Zip | 02056-1270 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 27 |
| Legal Lot Number | 15 |
| Jurisdiction | NORFOLK MA |
| Township / Civil Division | NORFOLK |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 409102 |
40 River Rd is owner-occupied and held in a trust since September 2018.
Source: Norfolk County and Norfolk Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 40 RIVER RD, NORFOLK, MA 02056-1270 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jun 28, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance NEEDHAM BANK |
| Sep 5, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 5, 2018 |
| Deed Sale | Sep 5, 2018 |
| Prior Sale | Dec 6, 1982 · Amount on File |
| Deed Document Number | 20181407951 |
| Transfer Doc | 1407951 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORFOLK MA |
| Property Address | 40 RIVER RD, NORFOLK, MA 02056-1270 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001505708 |
|---|---|
| Date | Jun 28, 2022 |
| Instrument | 1505708 |
| Name | NEEDHAM BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jul 1, 2042 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NORFOLK MA |
| Recording Date | Sep 5, 2018 |
| Property Address | 40 RIVER RD, NORFOLK, MA 02056-1270 |
| Document Number | 0000007951 |
| Instrument Date | Aug 24, 2018 |
| Instrument | 7951 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 40 RIVER RD NORFOLK MA 020561270, NORFOLK, MA 02056-1270 |
The 2026 property tax bill for 40 River Rd was $5,792, up 3.9% from the year before.
Source: Norfolk County and Norfolk Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| County Subdivision | Norfolk Town |
| Secondary School District | King Philip School District (07 - 12) |
| Elementary School District | Norfolk School District (PK - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,792.00 (+3.86%) | $389,500 (+11.54%) Land $234,300 Building $155,200 | $440,610 (+4.7%) |
| 2025 | $5,577.00 (+3.58%) | $349,200 (+0.98%) Land $187,400 Building $161,800 | $420,850 |
| 2024 | $5,384.00 (+5.78%) | $345,800 (+11.48%) Land $187,400 Building $158,400 | |
| 2023 | $5,090.00 | $310,200 Land $187,400 Building $122,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 River Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 29 (1979–2023) |
| Claims Outside the SFHA | 15 of 29 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 River Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORFOLK WATER DIVISION serves 7,602 people · EPA ID MA2208000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
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