Essex County and Gloucester City property record for 40 River Rd, Gloucester, MA 01930 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Architecture Style | Cape Cod |
| Year Built | Built 1988 |
| Square Footage | 1,458 sqft Living Area |
| Lot Size | 25,725 sqft (0.591 acres) |
| Last Sale | $1,270,000 (2021) |
| Tax Bill | $18,236.00 (2025) |
| Primary APN | GLOU M:0118 B:0068 L:0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,458 sqft Living Area |
| Gross Area | 2,270 sqft Gross Area |
| 1st Floor | 1,208 sqft 1st Floor |
| Stories | 2 Stories |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Wood Siding Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 25,725 sqft (0.591 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Street Address | 40 RIVER RD |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-1352 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 68 |
| Jurisdiction | GLOUCESTER MA |
| Minor Civil Division | GLOUCESTER |
| Census Blockgroup | 2 |
| Census Block | 2009 |
| Census Tract | 221100 |
Source: Essex County and Gloucester City records · APN GLOU M:0118 B:0068 L:0000
Assessment roll updated April 14, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 83 CONCORD RD, SUDBURY, MA 01776-2379 |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Revocable Trust |
| Date | Document |
|---|---|
| Jun 23, 2021 | Deed of Trust, Mortgage · Stand Alone First Mortgage FALL RIVER FIVE CENTS SAVINGS BANK |
| Apr 16, 2021 | Deed of Trust, Mortgage · Line of Credit FALL RIVER FIVE CENTS SAVINGS BANK |
| Jun 23, 2021 | Deed of Trust, Mortgage · Line of Credit FALL RIVER FIVE CENTS SAVINGS BANK |
| Feb 29, 2024 | Quit Claim Deed, Transfer Quitclaim Document |
| Apr 16, 2021 | Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage FALL RIVER FIVE CENTS SAVINGS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 16, 2021 · Amount on Record |
| Deed Sale | Apr 16, 2021 · Amount on Record |
| Prior Sale | Jul 15, 1994 · Amount on Record |
| Deed Book / Page | 39779 / 309 |
| Last Transfer Date | Feb 28, 2024 |
| Transfer Doc | 0042005-65 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 40 RIVER RD, GLOUCESTER, MA 01930-1352 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 040007-125 |
|---|---|
| Date | Jun 23, 2021 |
| Book Page | 40007/125 |
| Instrument | 20210623000080 |
| Name | FALL RIVER FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 40 RIVER RD, GLOUCESTER, MA 01930-1352 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 039779-325 |
|---|---|
| Date | Apr 16, 2021 |
| Book Page | 39779/325 |
| Instrument | 20210416007760 |
| Name | FALL RIVER FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 01, 2041 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 40 RIVER RD, GLOUCESTER, MA 01930-1352 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 040007-138 |
|---|---|
| Date | Jun 23, 2021 |
| Book Page | 40007/138 |
| Instrument | 20210623000090 |
| Name | FALL RIVER FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 01, 2041 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Feb 29, 2024 |
| Property Address | 40 RIVER RD, GLOUCESTER, MA 01930-1352 |
| Document Number | 0042005-65 |
| Book / Page | 42005 / 65 |
| Instrument Date | Feb 28, 2024 |
| Instrument | 20240229003690 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 83 CONCORD RD, SUDBURY, MA 01776-2379 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Apr 16, 2021 |
| Property Address | 40 RIVER RD, GLOUCESTER, MA 01930-1352 |
| Document Number | 039779-309 |
| Book / Page | 39779 / 309 |
| Instrument Date | Apr 16, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 80 CONCORD RD, SUDBURY, MA 01776-2331 |
| Document Number | 0039779312 |
|---|---|
| Date | Apr 16, 2021 |
| Instrument | 39779/312 |
| Name | FALL RIVER FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,236.00 (+2.85%) | $1,876,100 (+2.95%) Land $1,413,500 Building $462,600 | |
| 2024 | $17,731.00 (+6.41%) | $1,822,300 (+15.81%) Land $1,346,300 Building $476,000 | $1,522,375 |
| 2023 | $16,663.00 | $1,573,500 Land $1,147,700 Building $425,800 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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