40 Ritchie Dr, Yonkers, NY 10705 Property Records

Westchester County and Yonkers City property record for 40 Ritchie Dr, Yonkers, NY 10705

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,800 sqft · built 1926
Lot Size0.141 acres (6,128 sqft)
Owner2 Individual Names on Record
Last Sale$418,000 (Sep 2013)
Tax Bill$1,944 (2026)
Deeds & MortgagesAug 2020 Mortgage
Aug 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN551800 1.-89-55

Property Details

APN / Parcel Number

Primary APN551800 1.-89-55

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms11 Rooms
Stories2 Stories
Building Area1,800 sqft Living Area
1st Floor Area900 sqft
2nd Floor Area900 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1926
Architectural StyleColonial
Exterior MaterialStone
Lot Area6,128 sqft (0.141 acres)
Garage TypeBasement
PorchSlab
Porch Area174 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address40 RITCHIE DR
CityYONKERS
StateNY
Zip10705
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeS-50
Legal SubdivisionGARDENS RESIDENCE CORPORATION
Legal Block89
Legal Lot Number55.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionYONKERS
Census Block Group1
Census Block1009
Census Tract1301

Owner

Source: Westchester County and Yonkers City records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address42 RITCHIE DR, YONKERS, NY 10705-2542
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BK
Aug 18, 2020Loan Modification, Mortgage · Conventional Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 24, 2013 · Amount on Record
Deed SaleSep 24, 2013 · Amount on Record
Deed Document Number2013532493595
Prior Transfer DateSep 15, 2005
Prior Transfer Doc0460340360
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address40 RITCHIE DR, YONKERS, NY 10705
Document Number0602823590
Instrument DateAug 18, 2020
Transaction TypeMortgage
Record UpdatedOct 30, 2020
Title CompanyFREEDOM ABSTRACT INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address42 RITCHIE DR YONKERS NY 107052542, YONKERS, NY 10705-2542

Mortgage

Document Number0602823590
DateOct 9, 2020
Book Page060282/003590
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueOct 8, 2040

August 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWESTCHESTER NY
Property Address40 RITCHIE DR, YONKERS, NY 10705
Document Number0602823591
Instrument DateAug 18, 2020
Transaction TypeMortgage
Record UpdatedOct 30, 2020
Title CompanyFREEDOM ABSTRACT INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address42 RITCHIE DR YONKERS NY 107052542, YONKERS, NY 10705-2542

Mortgage

Document Number0602823591
DateOct 9, 2020
Book Page060282/003591
Lender
NameWELLS FARGO BK
TypeBank
AddressMINNEAPOLIS, MN 55467-8000
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueOct 8, 2040
Interest
Rate TypeFixed Rate
Rate3%

Tax Assessment & Valuation

Source: Westchester County and Yonkers City assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
MunicipalityYonkers City
Unified School DistrictYonkers City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,944.00 (-84.12%) Homeowner's exemption
2025$12,240.00$10,725 (-) Land $3,200 Building $7,525$623,547 (+3.49%) Land $186,047 Building $437,500
2024Homeowner's exemption$10,725 (-) Land $3,200 Building $7,525$602,528 (+0.56%) Land $179,775 Building $422,753
2023$10,725 Land $3,200 Building $7,525$599,162 Land $178,771 Building $420,391
2020$10,272.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims7 (1978–2012)
Claims Outside the SFHA1 of 7
Most Recent ClaimOct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 95% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemYONKERS CITY
serves 211,569 people · EPA ID NY5903465
Water SourcePurchased surface water from several systems
Last State InspectionJul 2025
Lead7 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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