40 Ridings Rd, Campobello, SC 29322 Property Records

Spartanburg County property record for 40 Ridings Rd, Campobello, SC 29322

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,408 sqft · built 1992
Lot Size	2.69 acres (117,176 sqft)
Owner	Individual Name on Record
Last Sale	$600,000 (May 2024)
Tax Bill	$3,905 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1-11-00-147.00`

Property Details

APN / Parcel Number

Primary APN	`1-11-00-147.00`
Alternative APNs	`6281-13-2501.32` `3151`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,408 sqft Living Area
Gross Area	3,824 sqft
Upper Floors Area	1,008 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	117,176 sqft (2.69 acres)
Garage Type	Attached
Garage Area	528 sqft
Porch	Porch
Porch Area	744 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	3151
Street Address	40 RIDINGS RD
City	CAMPOBELLO
State	SC
Zip	29322-9709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 COUNTRY LANE SUBDIVISION PB 112-576-576A
Legal Subdivision	COUNTRY LANE SUB
Legal Lot Number	6
Jurisdiction	SPARTANBURG SC
Township / Civil Division	FINGERVILLE
Census Block Group	3
Census Block	3036
Census Tract	22408

Owner

Source: Spartanburg County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	40 RIDINGS RD, CAMPOBELLO, SC 29322-9709
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2024	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Mar 31, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jun 26, 2019	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2024 · Amount on Record
Deed Sale	May 29, 2024 · Amount on Record
Prior Sale	Jan 9, 2006 · Amount on Record
Deed Document Number	202420631
Deed Book / Page	146R / 335
Last Transfer Date	Dec 16, 2024
Transfer Doc	0000051257
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	40 RIDINGS RD, CAMPOBELLO, SC 29322-9709
Transaction Type	Mortgage
Record Updated	Jan 31, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 RIDINGS RD, CAMPOBELLO, SC 29322-9709

Mortgage

Document Number	0000002770
Date	Jan 24, 2024
Book Page	6699/296
Instrument	2024-02770

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	339 Months
Due	Apr 1, 2052

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	40 RIDINGS RD, CAMPOBELLO, SC 29322-9709
Transaction Type	Mortgage
Record Updated	Apr 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016637
Date	Mar 31, 2022
Book Page	6350/431
Instrument	2022-16637

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SPARTANBURG SC
Property Address	40 RIDINGS RD, CAMPOBELLO, SC 29322-9709
Document Number	0000044967
Instrument Date	Jun 26, 2019
Transaction Type	Mortgage
Record Updated	Oct 3, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 RIDINGS RD CAMPOBELLO SC 293229709, CAMPOBELLO, SC 29322-9709

Mortgage

Document Number	0000044967
Date	Sep 23, 2019
Book Page	005679/000758
Instrument	44967

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 22, 2049

Interest

Rate	4.62%

Tax Assessment & Valuation

Source: Spartanburg County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Spartanburg County
Unified School District	Spartanburg School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,905.00 (+101.6%)	$33,420 (+193.18%) Land $3,324 Building $30,096	$557,000 (+69.82%) Land $55,400 Building $501,600
2024	$1,937.00
2023	$1,937.00	$11,399 Land $1,025 Building $10,374	$328,000 Land $29,500 Building $298,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 70% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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