40 Ridgewood Rd, Middletown, CT 06457 Property Records

Middletown City property record for 40 Ridgewood Rd, Middletown, CT 06457

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,298 sqft · built 1960
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$178,888 (Mar 2020)
Tax Bill	$5,546 (2026)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MTWN M:11 L:0221`

Property Details

APN / Parcel Number

Primary APN	`MTWN M:11 L:0221`
Alternative APN	`R01342`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,298 sqft Living Area
Gross Area	2,832 sqft
1st Floor Area	1,298 sqft
Basement Area	1,298 sqft
Unfinished Basement	1,298 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Shingle
Lot Area	20,038 sqft (0.46 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	R01342
Street Address	40 RIDGEWOOD RD
City	MIDDLETOWN
State	CT
Zip	06457-1933
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Lot Number	221
Jurisdiction	MIDDLETOWN CT
Township / Civil Division	MIDDLETOWN
Census Block Group	2
Census Block	2020
Census Tract	541200

Owner

40 Ridgewood Rd is owned and occupied by an individual who bought it in March 2020.

Source: Middletown City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	40 RIDGEWOOD RD, MIDDLETOWN, CT 06457-1933
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2020 · Amount on File
Deed Sale	Mar 9, 2020 · Amount on File
Deed Document Number	20203519020003
Deed Book / Page	1964 / 640
Record Updated	Oct 29, 2026

March 2020: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	MIDDLETOWN CT
Recording Date	Mar 9, 2020
Property Address	40 RIDGEWOOD RD, MIDDLETOWN, CT 06457-1933
Document Number	1964-640
Book / Page	1964 / 640
Instrument Date	Mar 6, 2020
Instrument	3519020003
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 RIDGEWOOD RD, MIDDLETOWN, CT 06457-1933

Mortgage

Document Number	3519030017
Date	Mar 9, 2020
Instrument	3519030017

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 40 Ridgewood Rd was $5,546.

Source: Middletown City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Middletown City
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,546.00	$156,730 (-) Land $62,640 Building $94,090	$345,936 (+215.32%)
2025		$156,730 (-) Land $62,640 Building $94,090	$109,711 Land $43,848 Building $65,863
2024	$5,280.00 (+5.47%)	$156,730 (-) Land $62,640 Building $94,090
2023	$5,006.00 (+20.13%)	$156,730 (+41.11%) Land $62,640 Building $94,090
2022	$4,167.00	$111,070 Land $39,560 Building $71,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Ridgewood Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 40 Ridgewood Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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