Essex County and Lynn City property record for 40 Ridgeway St, Lynn, MA 01902 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 1 ba · 1,624 sqft · built 1902 |
| Lot Size | 0.094 acres (4,082 sqft) |
| Owner | Individual Name on File |
| Last Sale | $310,000 (Jan 2019) |
| Tax Bill | $5,158 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit Dec 2020 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B:083 L:708 S:007 |
| Primary APN | B:083 L:708 S:007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,624 sqft Living Area |
| Gross Area | 2,130 sqft |
| Basement Area | 334 sqft |
| Unfinished Basement | 334 sqft |
| Year Built | Built 1902 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,082 sqft (0.094 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 40 RIDGEWAY ST |
|---|---|
| City | LYNN |
| State | MA |
| Zip | 01902-2824 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 708 |
| Legal Lot Number | 7 |
| Jurisdiction | LYNN MA |
| Township / Civil Division | LYNN |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 206800 |
Source: Essex County and Lynn City records · APN B:083 L:708 S:007
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40 RIDGEWAY ST, LYNN, MA 01902-2824 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 09, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Dec 29, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC |
| Jan 18, 2019 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage Quitclaim |
| May 04, 2017 | Quit Claim Deed, Transfer FINANCE MORTGAGE |
| May 04, 2017 | Personal Representative Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 18, 2019 · Amount on Record |
| Deed Sale | Jan 18, 2019 · Amount on Record |
| Prior Sale | May 04, 2017 · Amount on Record |
| Deed Book / Page | 37282 / 465 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Property Address | 40 RIDGEWAY ST, LYNN, MA 01902-2824 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 041390-147 |
|---|---|
| Date | Jan 09, 2023 |
| Book Page | 41390/147 |
| Instrument | 20230109000080 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 289 Months |
| Due | Feb 01, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Property Address | 40 RIDGEWAY ST, LYNN, MA 01902-2824 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39354-354 |
|---|---|
| Date | Dec 29, 2020 |
| Book Page | 39354/354 |
| Instrument | 20201229004540 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LYNN MA |
| Recording Date | Jan 18, 2019 |
| Property Address | 40 RIDGEWAY ST, LYNN, MA 01902-2824 |
| Document Number | 37282-465 |
| Book / Page | 37282 / 465 |
| Instrument Date | Jan 18, 2019 |
| Instrument | 20190118003090 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 RIDGEWAY ST, LYNN, MA 01902-2824 |
| Document Number | - |
|---|---|
| Date | Jan 18, 2019 |
| Instrument | 190118003100 |
| Type | Mortgage Company |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LYNN MA |
| Recording Date | May 04, 2017 |
| Property Address | 40 RIDGEWAY ST, LYNN, MA 01902-2824 |
| Document Number | 35843-445 |
| Book / Page | 35843 / 445 |
| Instrument | 100 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $28.86 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 358430447 |
|---|---|
| Date | May 04, 2017 |
| Instrument | 35843/0447 |
| Name | FINANCE MORTGAGE |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 04, 2047 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | LYNN MA |
| Recording Date | May 04, 2017 |
| Property Address | 40 RIDGEWAY ST, LYNN, MA 01902-2824 |
| Document Number | 35843-439 |
| Book / Page | 035843 / 000439 |
| Instrument Date | Apr 26, 2017 |
| Instrument | 1705040095 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $456.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 78 ESSEX ST MIDDLETON MA 019491647, MIDDLETON, MA 01949-1647 |
Source: Essex County and Lynn City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Lynn City |
| Unified School District | Lynn School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,158.00 (+16.33%) | $497,900 (+18.24%) Land $196,800 Building $301,100 | $437,950 |
| 2024 | $4,434.00 (+1.77%) | $421,100 (+7.75%) Land $177,700 Building $243,400 | |
| 2023 | $4,357.00 | $390,800 Land $177,700 Building $213,100 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092068001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures