40 Ridgecrest Dr, Napa, CA 94558 Property Records

Napa County property record for 40 Ridgecrest Dr, Napa, CA 94558

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,606 sqft · built 1997
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$665,000 (Jun 2024)
Tax Bill	$8,275 (2026)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`032-260-002-000`

Property Details

APN / Parcel Number

Primary APN	`032-260-002-000`
Alternative APNs	`032-260-002` `03226002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,606 sqft Living Area
Gross Area	2,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Construction Type	Wood
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	514 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	032-260-002
Street Address	40 RIDGECREST DR
City	NAPA
State	CA
Zip	94558-9673
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RSB10
Legal Description	UNIT 288 CIRCLE OAKS SUB NO.1 7R/M60
Legal Subdivision	CIRCLE OAKS #1
Legal Lot Number	288
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	2
Census Block	2007
Census Tract	201401

Owner

Source: Napa County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 RIDGECREST DR, NAPA, CA 94558-9673
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2022	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 9, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2024 · Amount on Record
Deed Sale	Jun 20, 2024 · Amount on Record
Prior Sale	Mar 4, 2022 · Amount on Record
Deed Document Number	20248676
Prior Transfer Date	Mar 21, 2003
Prior Transfer Doc	0000015610
Record Updated	Oct 29, 2026

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NAPA CA
Recording Date	Mar 4, 2022
Property Address	40 RIDGECREST DR, NAPA, CA 94558-9673
Document Number	0000004590
Map Reference	MB 7 PG 60
Instrument Date	Feb 17, 2022
Instrument	2022-0004590
Transaction Type	Transfer
Record Updated	Mar 14, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	40 RIDGECREST DR, NAPA, CA 94558-9673

Mortgage

Document Number	0000004591
Date	Mar 4, 2022
Instrument	2022-0004591

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	40 RIDGECREST DR, NAPA, CA 94558-9673
Document Number	0000004172
Instrument Date	Jan 9, 2020
Transaction Type	Mortgage
Record Updated	Feb 28, 2020
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 RIDGECREST DR NAPA CA 945589673, NAPA, CA 94558-9673

Mortgage

Document Number	0000004172
Date	Feb 14, 2020
Instrument	4172

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2050

Tax Assessment & Valuation

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,275.00 (+1.92%) Homeowner's exemption	$691,866 (+2%) Land $182,070 Building $509,796	$691,866 Land $182,070 Building $509,796
2025	$8,119.00 (+6.33%) Homeowner's exemption	$678,300 (+6.4%) Land $178,500 Building $499,800
2023	$7,636.00 (+46.73%)	$637,500 Land $153,000 Building $484,500
2022	$5,204.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1995–2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 44% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CIRCLE OAKS WATER DISTRICT private · serves 500 people · EPA ID CA2800521
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Valley Internet Fixed Wireless	150 / 75

Cell Coverage

5G (outdoors only) and 4G LTE

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