40 Ridge View Dr, Patterson, NY 12563 Property Records

Putnam County and Patterson Town property record for 40 Ridge View Dr, Patterson, NY 12563

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,192 sqft · built 1998
Lot Size	2.34 acres (101,930 sqft)
Owner	2 Individual Names on File
Last Sale	$510,000 (Apr 2020)
Tax Bill	$18,300 (2024)
Deeds & Mortgages	Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`372400 13.-2-81`

Property Details

APN / Parcel Number

Primary APN	`372400 13.-2-81`
Alternative APN	`240001300000020810000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,192 sqft Living Area
Gross Area	3,768 sqft
1st Floor Area	1,176 sqft
2nd Floor Area	1,176 sqft
Basement Area	840 sqft
Finished Basement	840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	101,930 sqft (2.34 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	300 sqft
Porch	Open Porch
Porch Area	624 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	40 RIDGE VIEW DR
City	PATTERSON
State	NY
Zip	12563-2612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Block	2
Legal Lot Number	81.00
Jurisdiction	PUTNAM NY
Township / Civil Division	PATTERSON
Census Block Group	1
Census Block	1007
Census Tract	10201

Owner

40 Ridge View Dr is owned and occupied by two individuals who bought it in April 2020.

Source: Putnam County and Patterson Town records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	40 RIDGE VIEW DR, PATTERSON, NY 12563-2612
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2020 · Amount on File
Deed Sale	Apr 7, 2020 · Amount on File
Prior Sale	Sep 1, 1998 · Amount on File
Deed Document Number	202027712020
Deed Book / Page	2154 / 336
Record Updated	Oct 29, 2026

April 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	PUTNAM NY
Recording Date	Apr 7, 2020
Property Address	40 RIDGE VIEW DR, PATTERSON, NY 12563-2612
Document Number	0021540336
Book / Page	2154 / 336
Map Reference	MAP 2360-B
Instrument Date	Mar 24, 2020
Instrument	2771-2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	THOROUGHBRED TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,040.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 RIDGE VIEW DR, 40, PATTERSON, NY 12563-2612

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4703 APPLEWOOD CIR, CARMEL, NY 10512-2634

Mortgage

Document Number	0007061402
Date	Apr 7, 2020
Instrument	7061/402

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Putnam County and Patterson Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Patterson Town
Unified School District	Carmel Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$686,900 Land $98,100 Building $588,800	$686,900 Land $98,100 Building $588,800
2024	$18,300.00
2023		$611,300 (+11%) Land $87,300 Building $524,000	$611,300 (+11%) Land $87,300 Building $524,000
2022		$550,700 Land $73,400 Building $477,300	$550,700 Land $73,400 Building $477,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Ridge View Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Ridge View Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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