40 Ridge St Ext, Wellfleet, MA 02667 Property Records

Barnstable County and Wellfleet Town property record for 40 Ridge St Ext, Wellfleet, MA 02667

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,289 sqft · built 1993
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Trust Names on File
Last Sale	$54,000 (Aug 1985)
Tax Bill	$8,814 (2025)
Deeds & Mortgages	May 2020 Refinance Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WELL M:029.0 B:0379 L:0000.0`

Property Details

APN / Parcel Number

Primary APN	`WELL M:029.0 B:0379 L:0000.0`
Alternative APNs	`WFLT M:029.0 B:0379 L:0000.0` `3236`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,289 sqft Living Area
Gross Area	4,447 sqft
1st Floor Area	1,410 sqft
Basement Area	178 sqft
Unfinished Basement	178 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2005
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3236
Street Address	40 RIDGE STREET EXT
City	WELLFLEET
State	MA
Zip	02667
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R30
Legal Block	379
Jurisdiction	WELLFLEET MA
Township / Civil Division	WELLFLEET
Census Block Group	3
Census Block	3067
Census Tract	10206

Owner

40 Ridge St Ext is held in a trust since August 1985.

Source: Barnstable County and Wellfleet Town records, as of July 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	PO BOX 451, WELLFLEET, MA 02667-0451
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2020	Quit Claim Deed, Transfer · Stand-Alone Refinance SEAMENS SAVINGS BANK
Feb 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage SEAMENS SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 1985 · Amount on File
Deed Sale	Aug 30, 1985 · Amount on File
Deed Book / Page	4690 / 67
Record Updated	Oct 29, 2026

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WELLFLEET MA
Recording Date	May 11, 2020
Property Address	40 RIDGE STREET EXT, WELLFLEET, MA 02667
Document Number	32895-310
Book / Page	32895 / 310
Instrument Date	May 11, 2020
Instrument	22397
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	361 PARKSIDE AVE, BROOKLYN, NY 11226-1499

Mortgage

Document Number	32895-312
Date	May 11, 2020
Book Page	32895/312
Instrument	22398

Lender

Name	SEAMENS SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLFLEET MA
Property Address	40 RIDGE STREET EXT, WELLFLEET, MA 02667
Document Number	30298-225
Book / Page	030298 / 000225
Instrument Date	Feb 14, 2017
Transaction Type	Mortgage
Record Updated	Mar 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	30298-225
Date	Feb 14, 2017
Book Page	030298/000225
Instrument	7730

Lender

Name	SEAMENS SVGS BK
Type	Federal Savings Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 13, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 40 Ridge St Ext was $8,814, up 6.9% from the year before.

Source: Barnstable County and Wellfleet Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Wellfleet Town
Secondary School District	Nauset School District (06 - 12)
Elementary School District	Wellfleet School District (KG - 05)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,814.00 (+6.89%)	$1,239,700 (+2.68%) Land $352,000 Building $887,700	$1,991,105
2024	$8,246.00	$1,207,300 Land $335,200 Building $872,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Ridge St Ext in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 69 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	77 units insured incl. 8 condo units
Nearby Flood Claims	15 (1983–2018)
Claims Outside the SFHA	4 of 15
Most Recent Claim	Jan 2018 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Ridge St Ext is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Starlink Satellite	280 / 30

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridge St Ext

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