40 Ridge Rd, Smyrna, DE 19977 Property Records

Kent County property record for 40 Ridge Rd, Smyrna, DE 19977

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,521 sqft · built 2020
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$475,000 (Nov 2022)
Tax Bill	$1,828 (2026)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Aug 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1-17-028.01-02-96.00-000`

Property Details

APN / Parcel Number

Primary APN	`1-17-028.01-02-96.00-000`
Alternative APNs	`82301` `88521`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,521 sqft Living Area
Basement Area	1,521 sqft
Finished Basement	1,000 sqft
Unfinished Basement	521 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	110 ft deep x 70 ft wide
View / Lot	Major Street/Thoroughfare
Garage Type	Finished
Garage Area	458 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	88521
Street Address	40 RIDGE RD
City	SMYRNA
State	DE
Zip	19977-3965
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2A
Legal Description	HICKORY HOLLOW SUBD LOT 212 40 RIDGE RD
Legal Subdivision	HICKORY HOLLOW
Legal Lot Number	212
Jurisdiction	KENT DE
Township / Civil Division	SMYRNA
Census Block Group	1
Census Block	1020
Census Tract	40205

Owner

40 Ridge Rd is owned and occupied by an individual who bought it in November 2022.

Source: Kent County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	40 RIDGE RD, SMYRNA, DE 19977-3965
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2022	Deed, Transfer · FHA Mortgage NFM INC
Aug 5, 2022	Deed, Transfer
Mar 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Apr 6, 2020	Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC
Sep 10, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2022 · Amount on File
Deed Sale	Nov 16, 2022 · Amount on File
Prior Sale	Aug 5, 2022 · Amount on File
Deed Document Number	2022464486
Deed Book / Page	12256 / 214
Prior Transfer Date	Jul 28, 2022
Prior Transfer Doc	0000457554
Record Updated	Oct 29, 2026

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT DE
Recording Date	Nov 16, 2022
Property Address	40 RIDGE RD, SMYRNA, DE 19977-3965
Document Number	0000464486
Book / Page	12256 / 214
Map Reference	MB 78 PG 17-23
Instrument Date	Nov 11, 2022
Instrument	2022-464486
Transaction Type	Transfer
Record Updated	Dec 1, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 RIDGE RD, SMYRNA, DE 19977-3965

Mortgage

Document Number	0000464487
Date	Nov 16, 2022
Instrument	2022-464487

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT DE
Recording Date	Aug 5, 2022
Property Address	40 RIDGE RD, SMYRNA, DE 19977-3965
Document Number	0000457554
Book / Page	12088 / 315
Map Reference	MB 78 PG 17-23
Instrument Date	Jul 28, 2022
Instrument	2022-457554
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount on Record
Tax	$678.75
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Property Address	40 RIDGE RD, SMYRNA, DE 19977-3965
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000446477
Date	Mar 11, 2022
Book Page	11815/160
Instrument	2022-446477

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2037

April 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT DE
Recording Date	Apr 6, 2020
Property Address	40 RIDGE RD, SMYRNA, DE 19977-3965
Document Number	0000383333
Book / Page	10118 / 276
Map Reference	MB 78 PG 17-23
Instrument Date	Feb 28, 2020
Instrument	2020-383333
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	NVR MORTGAGE FINANCE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,999.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 RIDGE RD, SMYRNA, DE 19977-3965

Mortgage

Document Number	0000383334
Date	Apr 6, 2020
Instrument	2020-383334

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Mar 1, 2035

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENT DE
Recording Date	Sep 10, 2019
Property Address	40 RIDGE RD, SMYRNA, DE 19977-3965
Document Number	0000369059
Book / Page	009762 / 000090
Instrument Date	Aug 4, 2019
Instrument	369059
Transaction Type	Transfer
Record Updated	Sep 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$3,575.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2500 WRANGLE HILL RD #210 BEAR DE 197013838, 210, BEAR, DE 19701-3838
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 40 Ridge Rd was $1,828, up 1.4% from the year before.

Source: Kent County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Kent County
Municipality	Smyrna Town
Unified School District	Smyrna School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$1,828.00 (+1.39%)	$430,000 Land $92,700 Building $337,300
2025	$1,803.00
2023	$1,442.00	$54,300 Land $4,600 Building $49,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 40 Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 95% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMYRNA WATER DEPARTMENT serves 11,813 people · EPA ID DE0000657
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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