Middlesex County and Wakefield Town property record for 40 Richardson St, Wakefield, MA 01880
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,132 sqft · built 1900 |
| Lot Size | 0.169 acres (7,362 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $375,000 (Mar 2006) |
| Tax Bill | $6,683 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Mar 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36126 |
| Primary APN | 36126 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,132 sqft Living Area |
| Gross Area | 3,856 sqft |
| Basement Area | 1,072 sqft |
| Unfinished Basement | 1,072 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Colonial |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,362 sqft (0.169 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 36126 |
|---|---|
| Street Address | 40 RICHARDSON ST |
| City | WAKEFIELD |
| State | MA |
| Zip | 01880-3323 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GR |
| Legal Block | 55 |
| Jurisdiction | WAKEFIELD MA |
| Township / Civil Division | WAKEFIELD |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 335301 |
Source: Middlesex County and Wakefield Town records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 40 RICHARDSON ST, WAKEFIELD, MA 01880-3323 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 23, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) SAVINGS BANK TRUST |
| Mar 20, 2018 | Deed of Trust, Mortgage · Line of Credit EASTERN BANK |
| Jun 26, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance NEW FED MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 30, 2006 · Amount on Record |
| Deed Sale | Mar 30, 2006 · Amount on Record |
| Prior Sale | Nov 24, 1999 · Amount on Record |
| Deed Document Number | 200655715 |
| Deed Book / Page | 47195 / 441 |
| Transfer Doc | 0063735-63 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Property Address | 40 RICHARDSON ST, WAKEFIELD, MA 01880-3323 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 081917-440 |
|---|---|
| Date | Aug 23, 2023 |
| Book Page | 81917/440 |
| Instrument | 94736 |
| Name | SAVINGS BANK TRUST |
|---|---|
| Type | Bank |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Property Address | 40 RICHARDSON ST, WAKEFIELD, MA 01880-3323 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 70756-157 |
|---|---|
| Date | Mar 20, 2018 |
| Book Page | 70756/157 |
| Instrument | 37159 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Property Address | 40 RICHARDSON ST, WAKEFIELD, MA 01880-3323 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74974-104 |
|---|---|
| Date | Jun 26, 2020 |
| Book Page | 74974/104 |
| Instrument | 100727 |
| Name | NEW FED MORTGAGE CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 1, 2045 |
Source: Middlesex County and Wakefield Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Wakefield Town |
| Unified School District | Wakefield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,683.00 (+1.47%) | $588,800 (+0.58%) Land $341,700 Building $247,100 | $693,215 (+7.07%) |
| 2024 | $6,586.00 (+5.16%) | $585,400 (+9.65%) Land $339,800 Building $245,600 | $647,425 |
| 2023 | $6,263.00 | $533,900 Land $309,800 Building $224,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAKEFIELD WATER DEPT serves 27,090 people · EPA ID MA3305000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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