40 Richards Ave, Dover, NJ 07801 Property Records

Morris County and Dover Town property record for 40 Richards Ave, Dover, NJ 07801

Property Summary

Property Type	Single Family Home
Details	1,462 sqft · built 1890
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual on Record
Last Sale	$220,000 (Jun 2017)
Tax Bill	$5,810 (2024)
Deeds & Mortgages	Jan 2024 Mortgage Oct 2022 Mortgage + 4 more
APN	`09-01330-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`09-01330-0000-00002`
Alternative APNs	`090133000002` `2358`

Interior

Stories	2 Stories
Building Area	1,462 sqft Living Area

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	2358
Street Address	40 RICHARDS AVE
City	DOVER
State	NJ
Zip	07801-4009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Block	1330
Legal Lot Number	2
Jurisdiction	MORRIS NJ
Township / Civil Division	DOVER
Census Block Group	3
Census Block	3014
Census Tract	44800

Owner

Source: Morris County and Dover Town assessment roll, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	40 RICHARDS AVE, DOVER, NJ 07801-4009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 5, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 21, 2020	Loan Modification, Mortgage · FHA Mortgage FREEDOM MTG
Apr 21, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jun 30, 2017	Grant Deed, Subdivision Related Transfer · FHA Mortgage PACIFIC UNION FIN'L
Jun 30, 2017	Grant Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2017 · Amount on Record
Deed Sale	Jun 30, 2017 · Amount on Record
Prior Sale	Jun 30, 2017 · Amount on Record
Deed Document Number	201738036
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	40 RICHARDS AVE, DOVER, NJ 07801-4009
Transaction Type	Mortgage
Record Updated	Feb 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 RICHARDS AVE, DOVER, NJ 07801-4009

Mortgage

Document Number	0247061996
Date	Jan 24, 2024
Book Page	24706/1996
Instrument	2024002863

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	May 1, 2053

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	40 RICHARDS AVE, DOVER, NJ 07801-4009
Transaction Type	Mortgage
Record Updated	Oct 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 RICHARDS AVE, DOVER, NJ 07801-4009

Mortgage

Document Number	0245031241
Date	Oct 5, 2022
Book Page	24503/1241
Instrument	2022065558

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	479 Months
Due	Sep 1, 2062

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MORRIS NJ
Property Address	40 RICHARDS AVE, DOVER, NJ 07801-4009
Document Number	0237831201
Instrument Date	Apr 21, 2020
Transaction Type	Mortgage
Record Updated	Jul 27, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 RICHARDS AVE DOVER NJ 078014009, DOVER, NJ 07801-4009

Mortgage

Document Number	0237831201
Date	May 29, 2020
Book Page	023783/001201
Instrument	33135

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	FISHERS, IN 46037

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2050

Interest

Rate Type	Fixed Rate
Rate	3.87%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	40 RICHARDS AVE, DOVER, NJ 07801-4009
Document Number	0237831209
Instrument Date	Apr 21, 2020
Transaction Type	Mortgage
Record Updated	Jul 22, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 RICHARDS AVE DOVER NJ 078014009, DOVER, NJ 07801-4009

Mortgage

Document Number	0237831209
Date	May 29, 2020
Book Page	023783/001209
Instrument	33136

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2050

June 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MORRIS NJ
Recording Date	Jun 30, 2017
Property Address	40 RICHARDS AVE, DOVER, NJ 07801-4009
Document Number	0231530879
Book / Page	023153 / 000879
Instrument Date	Jun 16, 2017
Instrument	38036
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 27, 2020
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 RICHARDS AVE DOVER NJ 078014009, DOVER, NJ 07801-4009

Mortgage

Document Number	231530884
Date	Jun 30, 2017
Book Page	023153/000884
Instrument	38037

Lender

Name	PACIFIC UNION FIN'L
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2047

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MORRIS NJ
Recording Date	Jun 30, 2017
Property Address	40 RICHARDS AVE, DOVER, NJ 07801-4009
Document Number	0231530873
Book / Page	023153 / 000873
Instrument Date	Mar 15, 2012
Instrument	38035
Transaction Type	Transfer
Record Updated	Jan 19, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$150.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	40 RICHARDS AVE DOVER NJ 078014009, DOVER, NJ 07801-4009

Tax Assessment & Valuation

Source: Morris County and Dover Town assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
Municipality	Dover Town
Unified School District	Dover Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$177,500 (-) Land $64,400 Building $113,100	$177,500 (-) Land $64,400 Building $113,100
2025		$177,500 (-) Land $64,400 Building $113,100	$177,500 (-) Land $64,400 Building $113,100
2024	$5,810.00 (+10.75%)
2023		$177,500 Land $64,400 Building $113,100	$177,500 Land $64,400 Building $113,100
2022	$5,246.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 64 policies
Nearby Flood Policies	64 in force
Nearby Flood Claims	507 (1978–2024)
Claims Outside the SFHA	20 of 507
Most Recent Claim	Mar 2024 · rainfall accumulation
Claims by Event	Hurricane Irene, Sep 2011 · 68 claims Severe Storms And Flooding, Mar 2010 · 72 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 58 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOVER WATER COMMISSION serves 27,806 people · EPA ID NJ1409001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	94 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T, T-Mobile.

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