40 Reservation Rd, Milton, MA 02186 Property Records

Norfolk County and Milton Town property record for 40 Reservation Rd, Milton, MA 02186

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,775 sqft · built 1902
Lot Size	0.107 acres (4,652 sqft)
Owner	2 Trust Names on File
Last Sale	$880,000 (Aug 2023)
Tax Bill	$9,015 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Feb 2024 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`MILT M:H B:027 L:11`

Property Details

APN / Parcel Number

Primary APN	`MILT M:H B:027 L:11`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,775 sqft Living Area
Gross Area	3,764 sqft
Basement Area	780 sqft
Unfinished Basement	780 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,652 sqft (0.107 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	40 RESERVATION RD
City	MILTON
State	MA
Zip	02186-4109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Block	27
Legal Lot Number	11
Jurisdiction	MILTON MA
Township / Civil Division	MILTON
Census Block Group	3
Census Block	3006
Census Tract	416400

Owner

40 Reservation Rd is owner-occupied and held in a trust since August 2023.

Source: Norfolk County and Milton Town records, as of April 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	40 RESERVATION RD, MILTON, MA 02186-4109
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Feb 2, 2024	Quit Claim Deed, Transfer Quitclaim
Aug 11, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage US BANK NA
Nov 26, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance COMMONWEALTH COOPERATIVE BANK
Nov 26, 2018	Quit Claim Deed, Transfer COMMONWEALTH COOP BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2023 · Amount on File
Deed Sale	Aug 11, 2023 · Amount on File
Prior Sale	Nov 26, 2018 · Amount on File
Deed Book / Page	41355 / 522
Transfer Doc	0036455-97
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILTON MA
Property Address	40 RESERVATION RD, MILTON, MA 02186-4109
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042858-167
Date	Dec 30, 2025
Book Page	42858/167
Instrument	92530

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2055

February 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILTON MA
Recording Date	Feb 2, 2024
Property Address	40 RESERVATION RD, MILTON, MA 02186-4109
Document Number	041627-159
Book / Page	41627 / 159
Instrument Date	Dec 29, 2023
Instrument	6887
Transaction Type	Transfer
Record Updated	Feb 16, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 RESERVATION RD, MILTON, MA 02186-4109

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILTON MA
Recording Date	Aug 11, 2023
Property Address	40 RESERVATION RD, MILTON, MA 02186-4109
Document Number	041355-522
Book / Page	41355 / 522
Instrument Date	Aug 11, 2023
Instrument	52025
Transaction Type	Transfer
Record Updated	Aug 25, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	40 RESERVATION RD, MILTON, MA 02186-4109

Mortgage

Document Number	0000052026
Date	Aug 11, 2023
Instrument	52026

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.63%
Type Change Date	Sep 1, 2030
Max Rate At Change	2.75%
Index	1-Year CMT

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILTON MA
Property Address	40 RESERVATION RD, MILTON, MA 02186-4109
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37382-82
Date	Nov 26, 2019
Book Page	37382/82
Instrument	110397

Lender

Name	COMMONWEALTH COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILTON MA
Recording Date	Nov 26, 2018
Property Address	40 RESERVATION RD, MILTON, MA 02186-4109
Document Number	36455-97
Book / Page	36455 / 97
Instrument	104968
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$76.85
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	364550100
Date	Nov 26, 2018
Instrument	36455/0100

Lender

Name	COMMONWEALTH COOP BK

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 26, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 40 Reservation Rd was $9,015, up 4.2% from the year before.

Source: Norfolk County and Milton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Milton Town
Unified School District	Milton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,015.00 (+4.18%)	$812,900 (+2.59%) Land $467,900 Building $345,000	$929,385
2024	$8,653.00 (+3.74%)	$792,400 (+8.3%) Land $445,500 Building $346,900
2023	$8,341.00	$731,700 Land $396,100 Building $335,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Reservation Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Dec 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 40 Reservation Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILTON WATER DEPT. (MWRA) serves 28,630 people · EPA ID MA3189000
Water Source	Purchased surface water from MWRA
Last State Inspection	Aug 2023
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 650 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Netafy.

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