40 Reitzel Ridge Trl, Murphy, NC 28906 Property Records

Cherokee County property record for 40 Reitzel Ridge Trl, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 3.5 ba · 1,482 sqft · built 2020
Lot Size	0.94 acres (40,946 sqft)
Owner	2 Individual Names on File
Last Sale	$630,000 (Sep 2025)
Tax Bill	$2,976 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Oct 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`453200893456000`

Property Details

APN / Parcel Number

Primary APN	`453200893456000`
Alternative APN	`55936`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,482 sqft Heated Area
Gross Area	3,842 sqft
1st Floor Area	1,040 sqft
Upper Floors Area	442 sqft
Basement Area	1,040 sqft
Finished Basement	1,040 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Wood Shingle
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	40,946 sqft (0.94 acres)
Lot Width	79 ft Width
Terrain	Mountain
Porch	Slab
Porch Area	1,320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	55936
Street Address	40 REITZEL RIDGE TRL
City	MURPHY
State	NC
Zip	28906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 57 ANGEL MOUNTAIN EST 1625/786
Legal Subdivision	ANGEL MOUNTAIN ESTATES
Legal Lot Number	57
Jurisdiction	CHEROKEE NC
Township / Civil Division	SHOAL CREEK
Census Block Group	2
Census Block	2015
Census Tract	930606

Owner

40 Reitzel Ridge Trl is owned by two individuals who bought it in September 2025.

Source: Cherokee County records, as of October 29, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1608 PINYON PINE DR, SARASOTA, FL 34240-1404
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK
Oct 11, 2019	Intrafamily Transfer, Transfer
Nov 7, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2025 · Amount on File
Deed Sale	Sep 2, 2025 · Amount on File
Prior Sale	Oct 22, 2021 · Amount on File
Deed Document Number	20254193
Deed Book / Page	1785 / 39
Prior Transfer Date	Sep 23, 2019
Prior Transfer Doc	01625/0786
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Oct 22, 2021
Property Address	40 REITZEL RDG TRL, MURPHY, NC 28906
Document Number	001694/721
Book / Page	1694 / 721
Map Reference	CAB H SL 1247
Instrument Date	Oct 20, 2021
Instrument	7159
Transaction Type	Transfer
Record Updated	Oct 16, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1608 PINYON PINE DR, SARASOTA, FL 34240-1404

Mortgage

Document Number	0001694726
Date	Oct 22, 2021
Instrument	1694/726

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE NC
Recording Date	Oct 11, 2019
Property Address	40 REITZEL RDG TRL, MURPHY, NC 28906
Document Number	01625/0786
Book / Page	01625 / 0786
Instrument Date	Sep 23, 2019
Instrument	04881
Transaction Type	Transfer
Record Updated	Oct 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 1450, MURPHY, NC 28906-1450

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Nov 7, 2018
Property Address	40 REITZEL RDG TRL, MURPHY, NC 28906
Document Number	01599/0990
Book / Page	01599 / 0990
Map Reference	MB 1098 PG 582
Instrument Date	Oct 30, 2018
Instrument	05368
Transaction Type	Transfer
Record Updated	Oct 16, 2023

Transaction

Amount	Amount on Record
Tax	$55.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3860 FERNCLIFF RD, SNELLVILLE, GA 30039-4337

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1450, MURPHY, NC 28906-1450

Tax Assessment & Valuation

The 2025 property tax bill for 40 Reitzel Ridge Trl was $2,976.

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,976.00	$410,180	$410,180 Land $33,750 Building $376,430
2023		$410,180	$410,180 Land $33,750 Building $376,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Reitzel Ridge Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Reitzel Ridge Trl is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 91% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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