Lincoln County property record for 40 Red Ridge Dr, Winfield, MO 63389
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 2,702 sqft · built 2010 |
| Lot Size | 6.03 acres (262,667 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $725,000 (Dec 2021) |
| Tax Bill | $5,843 (2025) |
| Deeds & Mortgages | Jun 2016 Mortgage Feb 2026 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-50-15-000-000-001.031 |
| Primary APN | 13-50-15-000-000-001.031 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 13 Rooms |
| Stories | 1 Story |
| Building Area | 2,702 sqft Living Area |
| Basement Area | 2,702 sqft |
| Unfinished Basement | 2,702 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 262,667 sqft (6.03 acres) |
| Garage Type | Mixed |
| Garage Area | 1,958 sqft |
| Parking Spaces | 7 Parking Spaces |
| Total Buildings | 2 Buildings |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Street Address | 40 RED RIDGE DR |
|---|---|
| City | WINFIELD |
| State | MO |
| Zip | 63389-2616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ADJUSTED LOTS 20 & 21 EAGLE SUMMIT ESTATES, PLAT 14/144 |
| Legal Range | 02E |
| Legal Township | 49N |
| Legal Section | 15 |
| Legal Subdivision | EAGLE SUMMIT |
| Legal Lot Number | 20-21 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | MONROE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 810401 |
Source: Lincoln County records, as of September 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 RED RIDGE DR, WINFIELD, MO 63389-2616 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 14, 2016 | Deed of Trust, Mortgage · Conventional Mortgage MIDWEST BANK CENTRE |
| Feb 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO |
| Dec 29, 2011 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Jun 9, 2010 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Dec 28, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 28, 2021 · Amount on File |
| Deed Sale | Dec 28, 2021 · Amount on File |
| Deed Document Number | 202116735 |
| Deed Book / Page | 2474 / 144 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 40 RED RIDGE DR, WINFIELD, MO 63389-2616 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 02399/0701 |
|---|---|
| Date | Jun 14, 2016 |
| Book Page | 2399/0701 |
| Instrument | 2016004699 |
| Name | MIDWEST BANK CENTRE |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63125 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 40 RED RIDGE DR, WINFIELD, MO 63389-2616 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | TITLE365 COMPANY |
| Name | Verified Name |
|---|---|
| Address | 40 RED RIDGE DR, WINFIELD, MO 63389-2616 |
| Document Number | 002518/437 |
|---|---|
| Date | Feb 17, 2026 |
| Book Page | 2518/437 |
| Instrument | 2026001334 |
| Name | FIRST STATE BANK OF ST CHARLES MO |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MO 63301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 40 RED RIDGE DR, WINFIELD, MO 63389-2616 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02226/0788 |
|---|---|
| Date | Dec 29, 2011 |
| Book Page | 2226/0788 |
| Instrument | 20110010735 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 40 RED RIDGE DR, WINFIELD, MO 63389-2616 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02144/0493 |
|---|---|
| Date | Jun 9, 2010 |
| Book Page | 2144/0493 |
| Instrument | 20100004466 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Dec 28, 2021 |
| Property Address | 40 RED RIDGE DR, WINFIELD, MO 63389-2616 |
| Document Number | 002474/144 |
| Book / Page | 2474 / 144 |
| Map Reference | MB 14 PG 144 |
| Instrument Date | Dec 15, 2021 |
| Instrument | 2021016735 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | INVESTORS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 110 CEDAR SPRINGS CT, LAKE SAINT LOUIS, MO 63367-4217 |
| Name | Verified Name |
|---|---|
| Address | 40 RED RIDGE DR40 RED RIDGE DRIVE, WINFIELD, MO 63389 |
| Document Number | 2021016736 |
|---|---|
| Date | Dec 28, 2021 |
| Instrument | 2021016736 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
Source: Lincoln County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Unified School District | Winfield R-IV School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $108,473 (+6.27%) Land $6,532 Building $101,941 | ||
| 2025 | $5,843.00 (+9.34%) | $102,072 (+9.79%) Land $6,532 Building $95,540 | $570,910 (+16.68%) Land $34,380 Building $536,530 |
| 2023 | $5,344.00 (+5.53%) | $92,967 Land $6,532 Building $86,435 | $489,300 Land $34,380 Building $454,920 |
| 2022 | $5,064.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 33 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 24 (1993–2019) |
| Most Recent Claim | Jun 2019 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 72% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY PWSD 1 serves 14,000 people · EPA ID MO6024340 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | Fluoride resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| AT&T Fixed Wireless | 25 / 3 |
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