Buncombe County property record for 40 Rector St, Asheville, NC 28801
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2 ba · 772 sqft · built 2006 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Owner Name on Record |
| Tax Bill | $2,982 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9648-08-8729-00000 |
| Primary APN | 9648-08-8729-00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 772 sqft Living Area |
| 1st Floor Area | 700 sqft |
| 2nd Floor Area | 72 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 184 sqft |
| Patio Area | 184 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 964805087743000 |
|---|---|
| Street Address | 40 RECTOR ST |
| City | ASHEVILLE |
| State | NC |
| Zip | 28801-3214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DEED DATE: 09/23/2005 DEE |
| Legal Description | DEED DATE: 09/23/2005 DEED: 4110-1970 SUBDIV: EF WILSON & WL TEASLEY PROP BLOCK: LOT: LOTS 2 & B SECTION: PLAT: 0001-0001 |
| Legal Subdivision | EF WILSON AND WL TEASLEY PROP |
| Legal Lot Number | 2,B |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | ASHEVILLE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 900 |
Source: Buncombe County records, as of September 24, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 204 E PILOT ST, DURHAM, NC 27707-3031 |
| Last Sale | Sep 23, 2005 |
|---|---|
| Deed Sale | Sep 23, 2005 |
| Deed Document Number | 0041101970 |
| Deed Book / Page | 4110 / 1970 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 40 RECTOR ST, ASHEVILLE, NC 28801-3214 |
| Document Number | 0058621370 |
| Instrument Date | Feb 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 40 RECTOR ST ASHEVILLE NC 288013214, ASHEVILLE, NC 28801-3214 |
| Document Number | 0058621370 |
|---|---|
| Date | Feb 11, 2020 |
| Book Page | 005862/001370 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 10, 2050 |
Source: Buncombe County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Municipality | Asheville City |
| Unified School District | Asheville City Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,982.00 (+9.07%) | $271,500 (-) | |
| 2023 | $2,734.00 | $271,500 | $271,500 (-) Land $110,100 Building $161,400 |
| 2021 | $271,500 Land $110,100 Building $161,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 19 (1979–2024) |
| Claims Outside the SFHA | 1 of 19 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Riverwave Broadband.
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