40 Recreation Rd, Rye, NH 03870 Property Records

Rockingham County and Rye Town property record for 40 Recreation Rd, Rye, NH 03870

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,587 sqft · built 1982
Lot Size	1.07 acres (46,609 sqft)
Owner	2 Individual Names on Record
Last Sale	$33,000 (Oct 1981)
Tax Bill	$7,792 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jan 2024 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RYEE M:012 B:077`

Property Details

APN / Parcel Number

Primary APN	`RYEE M:012 B:077`
Alternative APN	`1015`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,587 sqft Living Area
Gross Area	5,844 sqft
1st Floor Area	1,606 sqft
Attic	Attic
Attic Area	928 sqft
Basement Area	1,192 sqft
Unfinished Basement	1,192 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	46,609 sqft (1.07 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1015
Street Address	40 RECREATION RD
City	RYE
State	NH
Zip	03870-2422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRES
Legal Block	77
Jurisdiction	RYE TOWN NH
Township / Civil Division	RYE
Census Block Group	2
Census Block	2005
Census Tract	71001

Owner

Source: Rockingham County and Rye Town records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	108 STRAWS PT, RYE, NH 03870-2725
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · Line of Credit SERVICE 1 FEDERAL CREDIT UNION
Jan 31, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance SOFI BANK NA
Dec 21, 2021	Deed of Trust, Mortgage · ARM MUTUAL OF OMAHA MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 1981 · Amount on Record
Deed Sale	Oct 30, 1981 · Amount on Record
Deed Book / Page	2400 / 1909
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RYE TOWN NH
Recording Date	May 27, 2026
Property Address	40 RECREATION RD, RYE, NH 03870-2422
Document Number	06708-1340
Book / Page	6708 / 1340
Instrument Date	May 21, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 RECREATION RD, RYE, NH 03870-2422

Mortgage

Document Number	6708001340,
Date	May 27, 2026
Book Page	6708/1340

Lender

Name	SERVICE 1 FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.23%
Initial Type	Adjustable Rate
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RYE TOWN NH
Property Address	40 RECREATION RD, RYE, NH 03870-2422
Transaction Type	Mortgage
Record Updated	Feb 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	06529-2637
Date	Jan 31, 2024
Book Page	6529/2637
Instrument	24002769

Lender

Name	SOFI BANK NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RYE TOWN NH
Property Address	40 RECREATION RD, RYE, NH 03870-2422
Transaction Type	Mortgage
Record Updated	Jan 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006367-247
Date	Dec 21, 2021
Book Page	6367/247
Instrument	21079056

Lender

Name	MUTUAL OF OMAHA MORTGAGE

Agreement

Type	ARM
Amount	Amount Recorded
Term	793 Months
Due	Jan 1, 2088

Interest

Rate Type	Adjustable Rate
Rate	2.88%
Type Change Date	Feb 1, 2022
Index	Other

Tax Assessment & Valuation

Source: Rockingham County and Rye Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Rockingham County
County Subdivision	Rye Town
Elementary School District	Rye School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,792.00 (-3.35%)	$930,900 (-) Land $575,000 Building $355,900
2024	$8,062.00 (+7.85%)	$930,900 (-) Land $575,000 Building $355,900
2023	$7,475.00 (+14.63%)	$930,900 (-0.36%) Land $575,000 Building $355,900	$904,685
2022	$6,521.00	$934,300 Land $575,000 Building $359,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	39 units insured incl. 10 condo units
Nearby Flood Claims	9 (2022–2024)
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.1% of New Hampshire
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RYE WATER DIST serves 4,300 people · EPA ID NH2041010
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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