Franklin County property record for 40 Ray Ave, Zebulon, NC 27597
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,713 sqft · built 1995 |
| Lot Size | 2.6 acres (113,692 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,187 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage May 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 2716-67-4611 |
| Primary APN | 2716-67-4611 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,713 sqft Total Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Foundation Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 113,692 sqft (2.6 acres) |
| Terrain | Rolling |
| Garage Type | Basement |
| Garage Area | 552 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 408 sqft |
| Deck Area | 464 sqft |
| Patio Area | 756 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 1800020346 |
|---|---|
| Old Parcel Number | I14 00 034E |
| Street Address | 40 RAY AVE |
| City | ZEBULON |
| State | NC |
| Zip | 27597-5865 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | FCO R-30 |
| Legal Description | HSE HAS WHIRLPOOL |
| Legal Subdivision | WILLIAMS TR |
| Legal Lot Number | 1A |
| Jurisdiction | FRANKLIN NC |
| Township / Civil Division | DUNN |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 60802 |
40 Ray Ave is owned and occupied by an individual who acquired it in May 2019.
Source: Franklin County records, as of November 10, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 40 RAY AVE, ZEBULON, NC 27597-5865 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NORTH STATE BANK |
| May 13, 2019 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 13, 2019 |
| Deed Sale | May 13, 2019 |
| Deed Document Number | 0021762191 |
| Deed Book / Page | 2176 / 2191 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN NC |
| Property Address | 40 RAY AVE, ZEBULON, NC 27597-5865 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0022260397 |
|---|---|
| Date | Oct 9, 2020 |
| Book Page | 2226/397 |
| Name | NORTH STATE BANK |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27609 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN NC |
| Recording Date | May 13, 2019 |
| Property Address | 40 RAY AVE, ZEBULON, NC 27597-5865 |
| Document Number | 0021762191 |
| Book / Page | 2176 / 2191 |
| Map Reference | MB 1995 PG 93 |
| Instrument Date | May 7, 2019 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2600 MAPLE HOLLOW CT, 2600, ZEBULON, NC 27597-5732 |
| Name | Verified Name |
|---|---|
| Address | 40 RAY AVE, ZEBULON, NC 27597-5865 |
The 2025 property tax bill for 40 Ray Ave was $3,187.
Source: Franklin County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Franklin County |
| Unified School District | Franklin County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,187.00 | $508,750 Land $69,660 Building $439,090 | $508,750 Land $69,660 Building $439,090 |
| 2023 | $3,716.00 | $411,040 Land $69,660 Building $341,380 | $411,040 Land $69,660 Building $341,380 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Ray Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 Ray Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN COUNTY WATER & SEWER serves 26,060 people · EPA ID NC0235030 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids currently in violation since Jul 2026 Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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