40 Ramsgate Ct, Sumter, SC 29154 Property Records

Sumter County property record for 40 Ramsgate Ct, Sumter, SC 29154 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1998
Square Footage	1,326 sqft Living Area
Lot Size	5,227 sqft (0.12 acres)
Occupancy	Owner Occupied
Last Sale	$132,500 (2021)
Tax Bill	$882.00 (2023)

Property Details

APN / Parcel Number

Primary APN	`206-06-02-117`
Alternative APN	`28653`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,326 sqft Living Area
Gross Area	1,675 sqft Gross Area
1st Floor	1,326 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick Exterior
Construction Type	Brick Construction
Roof Construction	Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	5,227 sqft (0.12 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	292 sqft Garage
Patio Area	180 sqft Patio
Utility Building	28 sqft Utility Building

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	28653
Street Address	40 RAMSGATE CT
City	SUMTER
State	SC
Zip	29154-5409
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 20A PB98-922 99-541 0.12 AC
Legal Subdivision	ESSEX PARK
Legal Lot Number	20A
Jurisdiction	SUMTER SC
Minor Civil Division	SUMTER
Census Blockgroup	3
Census Block	3031
Census Tract	1701

Owner

Source: Sumter County records · APN 206-06-02-117

Assessment roll updated December 3, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	40 RAMSGATE CT, SUMTER, SC 29154-5409
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 11, 2021 · Amount on Record
Deed Sale	Jun 11, 2021 · Amount on Record
Prior Sale	May 13, 2008 · Amount on Record
Deed Book / Page	1286 / 4577
Prior Transfer Date	Mar 17, 2006
Prior Transfer Doc	0010750205
Record Refreshed	Sep 20, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	Jun 11, 2021
Property Address	40 RAMSGATE CT, SUMTER, SC 29154-5409
Document Number	0012864577
Book / Page	1286 / 4577
Map Reference	MB 98 PG 922
Instrument Date	Jun 10, 2021
Transaction Type	Transfer
Record Updated	Feb 19, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$490.25
Amount Accuracy	From Affidavit or Verified
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	40 RAMSGATE CT, SUMTER, SC 29154-5409

Mortgage

Document Number	0012864581
Date	Jun 11, 2021
Instrument	1286/4581

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

Tax Assessment & Valuation

Source: Sumter County records · Assessment roll updated December 3, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Municipality	Sumter City
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$924.00 (+4.76%)	$4,640 (-) Land $480 Building $4,160	$115,972 (-) Land $12,000 Building $103,972
2023	$882.00 (+0.46%)	$4,640 (-) Land $480 Building $4,160	$115,972 (-) Land $12,000 Building $103,972
2022	$878.00	$4,640 Land $480 Building $4,160	$115,972 Land $12,000 Building $103,972

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sumter County (45085C), updated January 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 42% of South Carolina
Wildfire Likelihood	About 1 in 1,493 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.