Berks County property record for 40 Ralph Ave, Reading, PA 19608
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,396 sqft · built 1938 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $175,000 (Apr 2019) |
| Tax Bill | $1,472 (2026) |
| Deeds & Mortgages | Sep 2021 Mortgage Apr 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4376-12-95-4759 |
| Primary APN | 4376-12-95-4759 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,396 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 8,712 sqft (0.2 acres) |
| View / Lot | Neighborhood |
| Garage Type | Detached |
| Garage Area | 408 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 79069300 |
|---|---|
| Street Address | 40 RALPH AVE |
| City | READING |
| State | PA |
| Zip | 19608-1336 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | EVANS ESTATE |
| Legal Block | 95 |
| Legal Lot Number | 52&53 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | SINKING SPRING |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 10902 |
Source: Berks County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 40 RALPH AVE, READING, PA 19608-1336 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 1, 2019 | Deed, Transfer · FHA Mortgage FULTON BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2019 · Amount on Record |
| Deed Sale | Apr 1, 2019 · Amount on Record |
| Prior Sale | May 21, 2008 · Amount on Record |
| Deed Document Number | 20199671 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 40 RALPH AVE, SINKING SPRING, PA 19608-1336 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2021 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0000047887 |
|---|---|
| Date | Sep 23, 2021 |
| Instrument | 2021047887 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Apr 1, 2019 |
| Property Address | 40 RALPH AVE, SINKING SPRING, PA 19608-1336 |
| Document Number | 0000009671 |
| Map Reference | MB 4 PG 6 |
| Instrument Date | Mar 28, 2019 |
| Instrument | 2019009671 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Title Company | HOMESALE SETTLEMENT SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 40 RALPH AVE, READING, PA 19608-1336 |
| Document Number | 0000009672 |
|---|---|
| Date | Apr 1, 2019 |
| Instrument | 2019009672 |
| Name | FULTON BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2049 |
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | Sinking Spring Borough |
| Unified School District | Wilson School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,472.00 (+3.23%) | $80,100 (-) Land $31,500 Building $48,600 | $31,500 (-) Land $31,500 |
| 2025 | $1,426.00 (+3.86%) | $80,100 (-) Land $31,500 Building $48,600 | $31,500 (-60.67%) Land $31,500 |
| 2024 | $1,373.00 | $80,100 Land $31,500 Building $48,600 | |
| 1994 | $80,100 Land $31,500 Building $48,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2019–2023) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAW PENN DISTRICT private · serves 28,508 people · EPA ID PA3060069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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