40 Railside Dr, Covington, GA 30014 Property Records

Newton County property record for 40 Railside Dr, Covington, GA 30014

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,520 sqft · built 2006
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,000 (Aug 2006)
Tax Bill	$72 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Oct 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`0084A-00000-051-000`

Property Details

APN / Parcel Number

Primary APN	`0084A-00000-051-000`
Alternative APNs	`0084A 051` `29897`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,520 sqft Heated Area
1st Floor Area	1,520 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,553 sqft (0.38 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	90 sqft
Deck Area	80 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	29897
Street Address	40 RAILSIDE DR
City	COVINGTON
State	GA
Zip	30014-7641
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 51 EASTON PLACE
Legal Subdivision	EASTON PLACE
Legal Lot Number	51
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	2
Census Block	2006
Census Tract	100302

Owner

Source: Newton County records, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 RAILSIDE DR, COVINGTON, GA 30014-7641
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage VILLAGE CAPITAL
Oct 28, 2021	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL
Apr 9, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED TRUST BANK
Jul 22, 2024	Deed of Trust, Mortgage · Conventional Mortgage NEW DAY FINANCIAL
Nov 13, 2017	Deed of Trust, Mortgage · VA Mortgage CONTOUR MTG
Jul 18, 2017	Quit Claim Deed, Transfer Quitclaim
Apr 24, 2017	Deed of Trust, Mortgage · VA Mortgage NEW DAY FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2006 · Amount on Record
Deed Sale	Aug 25, 2006 · Amount on Record
Deed Book / Page	2265 / 26
Last Transfer Date	Jun 29, 2017
Transfer Doc	0035860607
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	40 RAILSIDE DR, COVINGTON, GA 30014-7641
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 RAILSIDE DR, COVINGTON, GA 30014-7641

Mortgage

Document Number	0047980000000124
Date	Jan 21, 2026
Book Page	0000004798/0000000124
Instrument	D2026-000710

Lender

Name	VILLAGE CAPITAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	40 RAILSIDE DR, COVINGTON, GA 30014-7641
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 RAILSIDE DR, COVINGTON, GA 30014-7641

Mortgage

Document Number	0042870000000660
Date	Oct 28, 2021
Book Page	0000004287/0000000660
Instrument	020740

Lender

Name	VILLAGE CAPITAL

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	40 RAILSIDE DR, COVINGTON, GA 30014-7641
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 RAILSIDE DR, COVINGTON, GA 30014-7641

Mortgage

Document Number	0047160000000419
Date	Apr 9, 2025
Book Page	0000004716/0000000419

Lender

Name	UNITED TRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2055

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	40 RAILSIDE DR, COVINGTON, GA 30014-7641
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 RAILSIDE DR, COVINGTON, GA 30014-7641

Mortgage

Document Number	0046380000000701
Date	Jul 22, 2024
Book Page	0000004638/0000000701

Lender

Name	NEW DAY FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	40 RAILSIDE DR, COVINGTON, GA 30014-7641
Document Number	0036350506
Book / Page	003635 / 000506
Instrument Date	Nov 13, 2017
Transaction Type	Mortgage
Record Updated	Dec 7, 2017
Title Company	AMERICAS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40 RAILSIDE DR COVINGTON GA 300147641, COVINGTON, GA 30014-7641

Mortgage

Document Number	0036350506
Date	Nov 22, 2017
Book Page	003635/000506
Instrument	13225

Lender

Name	CONTOUR MTG
Type	Mortgage Company
Address	GARDEN CITY, NY 11530

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 21, 2047

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWTON GA
Recording Date	Jul 18, 2017
Property Address	40 RAILSIDE DR, COVINGTON, GA 30014-7641
Document Number	0035860607
Book / Page	003586 / 000607
Instrument Date	Jun 29, 2017
Instrument	7948
Transaction Type	Transfer
Record Updated	Aug 2, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40 RAILSIDE DR COVINGTON GA 300147641, COVINGTON, GA 30014-7641

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	40 RAILSIDE DR, COVINGTON, GA 30014-7641
Document Number	0035580447
Book / Page	003558 / 000447
Instrument Date	Apr 24, 2017
Transaction Type	Mortgage
Record Updated	May 9, 2017
Title Company	COMMONWEALTH USA SETTLEMENTS L

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 RAILSIDE DR COVINGTON GA 300147641, COVINGTON, GA 30014-7641

Mortgage

Document Number	0035580447
Date	May 1, 2017
Book Page	003558/000447
Instrument	4752

Lender

Name	NEW DAY FIN'L
Type	Funding / Finance Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2047

Tax Assessment & Valuation

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$72.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$121,440 (+8.27%) Land $15,200 Building $106,240	$303,600 (+8.27%) Land $38,000 Building $265,600
2024	$72.00 (-96.92%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$112,160 (+9.23%) Land $15,200 Building $96,960	$280,400 (+9.23%) Land $38,000 Building $242,400
2023		$102,680 Land $6,400 Building $96,280	$256,700 Land $16,000 Building $240,700
2022	$2,341.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON serves 14,391 people · EPA ID GA2170001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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