40 Raffaele Dr, Waltham, MA 02452 Property Records

Middlesex County and Waltham City property record for 40 Raffaele Dr, Waltham, MA 02452

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,966 sqft · built 1992
Lot Size	0.458 acres (19,972 sqft)
Owner	2 Company Names on Record
Last Sale	$1,575,000 (Jun 2022)
Tax Bill	$15,071 (2026)
Deeds & Mortgages	Jan 2023 Transfer Oct 2022 Sale + 6 more
Flood Zone	Zone X (minimal risk)
APN	`187755`

Property Details

APN / Parcel Number

Primary APN	`187755`
Alternative APN	`WALT M:024 B:004 L:0054`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,966 sqft Living Area
Gross Area	6,367 sqft
Basement Area	1,567 sqft
Unfinished Basement	313 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	19,972 sqft (0.458 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	187755
Street Address	40 RAFFAELE DR
City	WALTHAM
State	MA
Zip	02452-0313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	PIDGEON HILL ESTATES 03
Legal Block	4
Legal Lot Number	54
Jurisdiction	WALTHAM MA
Township / Civil Division	WALTHAM
Census Block Group	5
Census Block	5010
Census Tract	368901

Owner

Source: Middlesex County and Waltham City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	40 RAFFAELE DR, WALTHAM, MA 02452-0313
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2023	Quit Claim Deed, Transfer Quitclaim
Oct 25, 2022	Redemption Deed, Transfer
Jun 23, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage NEAT LOANS LLC
Dec 27, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance HARVARD UNIVERSITY CREDIT UNION
May 1, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Nov 13, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Jan 19, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF RHODE ISLAND
Apr 25, 2018	Deed of Trust, Mortgage · Line of Credit HARVARD UNIV CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2022 · Amount on Record
Deed Sale	Jun 23, 2022 · Amount on Record
Prior Sale	Jun 6, 2008 · Amount on Record
Deed Document Number	202294352
Deed Book / Page	80318 / 122
Last Transfer Date	Dec 21, 2022
Transfer Doc	081146-414
Record Updated	Oct 29, 2026

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTHAM MA
Recording Date	Jan 10, 2023
Property Address	40 RAFFAELE DR, WALTHAM, MA 02452-0313
Document Number	081146-414
Book / Page	81146 / 414
Instrument Date	Dec 21, 2022
Instrument	2763
Transaction Type	Transfer
Record Updated	Jan 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 RAFFAELE DR, WALTHAM, MA 02452-0313

October 2022: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	WALTHAM MA
Recording Date	Oct 25, 2022
Property Address	40 RAFFAELE DR, WALTHAM, MA 02452-0313
Document Number	080864-293
Book / Page	80864 / 293
Instrument Date	Jul 6, 2022
Instrument	158499
Transaction Type	Transfer
Record Updated	Nov 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTHAM MA
Recording Date	Jun 23, 2022
Property Address	40 RAFFAELE DR, WALTHAM, MA 02452-0313
Document Number	080318-122
Book / Page	80318 / 122
Instrument Date	Jun 22, 2022
Instrument	94352
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 RAFFAELE DR, WALTHAM, MA 02452-0313

Mortgage

Document Number	0000094353
Date	Jun 23, 2022
Instrument	94353

Lender

Name	NEAT LOANS LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Jul 1, 2032
Max Rate At Change	3%
Index	Other
Margin	3

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	40 RAFFAELE DR, WALTHAM, MA 02452-0313
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	73903-373
Date	Dec 27, 2019
Book Page	73903/373
Instrument	207067

Lender

Name	HARVARD UNIVERSITY CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	61 Months
Due	Jan 1, 2025

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	40 RAFFAELE DR, WALTHAM, MA 02452-0313
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74595-401
Date	May 1, 2020
Book Page	74595/401
Instrument	66151

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2035

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	40 RAFFAELE DR, WALTHAM, MA 02452-0313
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76155-284
Date	Nov 13, 2020
Book Page	76155/284
Instrument	212205

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	40 RAFFAELE DR, WALTHAM, MA 02452-0313
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76717-99
Date	Jan 19, 2021
Book Page	76717/99
Instrument	11588

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	289 Months
Due	Feb 1, 2045

Interest

Rate Type	Adjustable Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	40 RAFFAELE DR, WALTHAM, MA 02452-0313
Document Number	70940-513
Instrument Date	Apr 25, 2018
Transaction Type	Mortgage
Record Updated	May 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 RAFFAELE DR WALTHAM MA 024520313, WALTHAM, MA 02452-0313

Mortgage

Document Number	70940-513
Date	Apr 30, 2018
Book Page	070940/000513
Instrument	59307

Lender

Name	HARVARD UNIV CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 29, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Waltham City
Unified School District	Waltham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,071.00 (+0.15%)	$1,460,400 (-4.7%) Land $619,600 Building $840,800	$1,709,365 (-4.51%)
2025	$15,048.00 (+4.36%)	$1,532,400 (+2.45%) Land $564,700 Building $967,700	$1,790,180 (+2.57%)
2024	$14,419.00 (+8.86%)	$1,495,700 (+16.54%) Land $539,700 Building $956,000	$1,745,245
2023	$13,245.00	$1,283,400 Land $489,700 Building $793,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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