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40 Rachel St, Woonsocket, RI 02895 Property Records

Woonsocket City property record for 40 Rachel St, Woonsocket, RI 02895

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,342 sqft · built 1960
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on File
Last Sale$400,000 (Jun 2021)
Tax Bill$5,150 (2025)
Deeds & MortgagesAug 2023 Refinance
Jun 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN3280770

Property Details

APN / Parcel Number

Primary APN3280770
Alternative APN
  • WOON M:12B L:211 U:20

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,342 sqft Living Area
Gross Area3,190 sqft
1st Floor Area1,342 sqft
Basement Area600 sqft
Finished Basement600 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,890 sqft (0.25 acres)
Garage TypeBasement
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number3280770
Street Address40 RACHEL ST
CityWOONSOCKET
StateRI
Zip02895-1033
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Lot Number211
JurisdictionWOONSOCKET RI
Township / Civil DivisionWOONSOCKET
Census Block Group1
Census Block1013
Census Tract17300

Owner

Source: Woonsocket City records · APN 3280770

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address40 RACHEL ST, WOONSOCKET, RI 02895-1033
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
MOVEMENT MORTGAGE
Jun 02, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
MOVEMENT MORTGAGE
Jul 19, 2019Warranty Deed, Transfer · Stand-Alone First Mortgage
PROVINCE MORTGAGE ASSOCIATES INC
Dec 17, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 02, 2021 · Amount on Record
Deed SaleJun 02, 2021 · Amount on Record
Prior SaleJul 19, 2019 · Amount on Record
Deed Document Number2021214621
Deed Book / Page2627 / 231
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOONSOCKET RI
Property Address40 RACHEL ST, WOONSOCKET, RI 02895-1033
Transaction TypeMortgage
Record UpdatedAug 24, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002821-139
DateAug 10, 2023
Book Page2821/139
Instrument228730
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWOONSOCKET RI
Recording DateJun 02, 2021
Property Address40 RACHEL ST, WOONSOCKET, RI 02895-1033
Document Number2627-231
Book / Page2627 / 231
Instrument DateMay 28, 2021
Instrument214621
Transaction TypeTransfer
Record UpdatedJun 17, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address40 RACHEL ST, WOONSOCKET, RI 02895-1033

Mortgage

Document Number214622
DateJun 02, 2021
Instrument214622
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWOONSOCKET RI
Recording DateJul 19, 2019
Property Address40 RACHEL ST, WOONSOCKET, RI 02895-1033
Document Number2455-158
Book / Page2455 / 158
Instrument DateJul 19, 2019
Instrument202164
Transaction TypeTransfer
Record UpdatedJun 04, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202165
DateJul 19, 2019
Instrument202165
Lender
NamePROVINCE MORTGAGE ASSOCIATES INC
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWOONSOCKET RI
Recording DateDec 17, 2018
Property Address40 RACHEL ST, WOONSOCKET, RI 02895-1033
Document Number2408-41
Book / Page002408 / 000041
Instrument DateDec 14, 2018
Instrument198466
Transaction TypeTransfer
Record UpdatedJan 02, 2019

Transaction

AmountAmount Recorded
Tax$123.33
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address445 PROVIDENCE PIKE NORTH SMITHFIELD RI 028968014, NORTH SMITHFIELD, RI 02896-8014

Tax Assessment & Valuation

Source: Woonsocket City records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWoonsocket City
Unified School DistrictWoonsocket School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$5,150.00 (+2.12%)$458,600 (+27.14%) Land $108,100 Building $350,500
2023$5,043.00$360,700 (-) Land $88,200 Building $272,500
2022$5,043.00$360,700 Land $88,200 Building $272,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44007C, updated June 22, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the North End Historic District
listed 1982 · 224 contributing resources · NRIS 82000002

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 592 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemWOONSOCKET WATER DIVISION
serves 45,828 people
Water SourceSurface water
Last State InspectionOct 2023
Lead7 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Dec 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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