40 Prudence Ln, Cotuit, MA 02635 Property Records

Barnstable County and Barnstable Town City property record for 40 Prudence Ln, Cotuit, MA 02635 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1.5 Baths
Year Built	Built 1987
Square Footage	960 sqft Living Area
Lot Size	22,216 sqft (0.51 acres)
Occupancy	Owner Occupied
Last Sale	$329,900 (2005)
Tax Bill	$3,806.00 (2025)

Owner

Source: Barnstable County and Barnstable Town City records · APN COTU M:040 L:053

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	40 PRUDENCE LN, COTUIT, MA 02635-2618
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 29, 2005 · Amount on Record
Deed Sale	Jul 29, 2005 · Amount on Record
Prior Sale	Aug 06, 1999 · Amount on Record
Record Refreshed	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	40 PRUDENCE LN, COTUIT, MA 02635-2618
Document Number	0001413149
Instrument Date	Nov 23, 2020
Transaction Type	Mortgage
Record Updated	Dec 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 PRUDENCE LN COTUIT MA 026352618, COTUIT, MA 02635-2618

Mortgage

Document Number	0001413149
Date	Nov 30, 2020
Instrument	1413149

Lender

Name	CAPE COD CO-OP BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 29, 2035

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
Municipality	Barnstable Town City
Unified School District	Barnstable School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,806.00 (+7.36%)	$455,800 (+1.31%) Land $158,000 Building $297,800	$563,730
2024	$3,545.00 (+5.73%)	$449,900 (+12.31%) Land $158,000 Building $291,900
2023	$3,353.00	$400,600 Land $143,600 Building $257,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Barnstable County (25001C), updated October 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`COTU M:040 L:053`
Alternative APN	`24805`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	4 Rooms
Building Area	960 sqft Living Area
Gross Area	2,605 sqft Gross Area
Stories	1 Stories

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Ranch Style
Exterior Material	Wood Siding Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	22,216 sqft (0.51 acres)

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	24805
Street Address	40 PRUDENCE LN
City	COTUIT
State	MA
Zip	02635-2618
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Lot Number	53
Jurisdiction	BARNSTABLE MA
Minor Civil Division	BARNSTABLE TOWN
Census Blockgroup	2
Census Block	2035
Census Tract	13200