40 Prospect St, Windsor, CT 06095 Property Records

Windsor Town property record for 40 Prospect St, Windsor, CT 06095 · Last verified July 2026

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,287 sqft · built 1875
Lot Size	0.31 acres (13,504 sqft)
Owner	Company Name on File
Last Sale	$143,000 (Jan 2002)
Tax Bill	$5,474 (2024)
Deeds & Mortgages	Jul 2026 Sale & Line of Credit Jan 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4902.00`

Property Details

APN / Parcel Number

Primary APN	`4902.00`
Alternative APNs	`WIND M:00076 B:00095 L:000001` `WSOR M:00076 B:00095 L:000001`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	13 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,287 sqft Living Area
Gross Area	4,100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Architectural Style	Other
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,504 sqft (0.31 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	4902.00
Street Address	40 PROSPECT ST
City	WINDSOR
State	CT
Zip	06095-2511
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Block	95
Legal Lot Number	1
Jurisdiction	WINDSOR CT
Township / Civil Division	WINDSOR
Census Block Group	1
Census Block	1006
Census Tract	473400

Owner

Source: Windsor Town records · APN 4902.00

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	504 COOKE ST, FARMINGTON, CT 06032-3051
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Warranty Deed, Transfer · Line of Credit VETERANS UNITED HOME LOANS
Jan 16, 2024	Quit Claim Deed, Transfer Quitclaim
May 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WINDSOR FEDERAL SAVINGS AND LOAN ASSN

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 29, 2002 · Amount on Record
Deed Sale	Jan 29, 2002 · Amount on Record
Deed Book / Page	1309 / 200
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINDSOR CT
Recording Date	Jul 10, 2026
Property Address	40 PROSPECT ST, WINDSOR, CT 06095-2511
Document Number	0000002109
Book / Page	2001 / 379
Instrument Date	Jul 07, 2026
Instrument	20262109
Transaction Type	Transfer
Record Updated	Jul 29, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Date	Jul 10, 2026

Lender

Name	VETERANS UNITED HOME LOANS

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.53%
Max Rate	-1%

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINDSOR CT
Recording Date	Jan 16, 2024
Property Address	40 PROSPECT ST, WINDSOR, CT 06095-2511
Document Number	001960-936
Book / Page	1960 / 936
Instrument Date	Jan 11, 2024
Instrument	2024-00153
Transaction Type	Transfer
Record Updated	Feb 01, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	504 COOKE ST, FARMINGTON, CT 06032-3051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR CT
Property Address	40 PROSPECT ST, WINDSOR, CT 06095-2511
Transaction Type	Mortgage
Record Updated	Jul 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001911-406
Date	May 21, 2021
Book Page	1911/406
Instrument	2021-02331

Lender

Name	WINDSOR FEDERAL SAVINGS AND LOAN ASSN

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

Tax Assessment & Valuation

Source: Windsor Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Windsor Town
Unified School District	Windsor School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$184,310 (-) Land $51,940 Building $132,370	$129,017 Land $36,358 Building $92,659
2024	$5,474.00 (-6.67%)	$184,310 (+35.09%) Land $51,940 Building $132,370
2023	$5,865.00 (+23.63%)	$136,430 (-) Land $36,190 Building $100,240
2022	$4,744.00	$136,430 Land $36,190 Building $100,240

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09003C, updated August 29, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 5% of the US · above 7% of Connecticut
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 187 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
GoNetspeed	Fiber	2,000 / 2,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Frontier, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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