Coos County and Lancaster Town property record for 40 Prospect St, Lancaster, NH 03584
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,884 sqft · built 1890 |
| Lot Size | 2.35 acres (102,366 sqft) |
| Owner | Individual Name on File |
| Last Sale | $159,000 (Aug 2017) |
| Tax Bill | $5,263 (2025) |
| Deeds & Mortgages | Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | LNCS M:P11 L:079 |
| Primary APN | LNCS M:P11 L:079 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,884 sqft Living Area |
| Gross Area | 5,499 sqft |
| Basement Area | 1,134 sqft |
| Unfinished Basement | 1,134 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Victorian |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 102,366 sqft (2.35 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 40 PROSPECT ST |
|---|---|
| City | LANCASTER |
| State | NH |
| Zip | 03584-3251 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES-RE |
| Legal Lot Number | 79 |
| Jurisdiction | LANCASTER TOWN NH |
| Township / Civil Division | LANCASTER |
| Census Block Group | 3 |
| Census Block | 3041 |
| Census Tract | 950500 |
40 Prospect St is owned and occupied by an individual who bought it in August 2017.
Source: Coos County and Lancaster Town records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40 PROSPECT ST, LANCASTER, NH 03584-3251 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 9, 2017 · Amount on File |
| Deed Sale | Aug 9, 2017 · Amount on File |
| Deed Document Number | 20173266 |
| Deed Book / Page | 1470 / 89 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LANCASTER TOWN NH |
| Recording Date | Aug 9, 2017 |
| Property Address | 40 PROSPECT ST, LANCASTER, NH 03584-3251 |
| Document Number | 0014700089 |
| Book / Page | 001470 / 000089 |
| Instrument Date | Jul 31, 2017 |
| Instrument | 3266 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 48 RAILROAD ST LANCASTER NH 035843044, LANCASTER, NH 03584-3044 |
| Document Number | 14700093 |
|---|---|
| Date | Aug 9, 2017 |
| Book Page | 001470/000093 |
| Instrument | 3267 |
| Name | HOUSING FIN AUTH |
|---|---|
| Type | Funding / Finance Company |
| Address | BEDFORD, NH 03110 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 8, 2047 |
The 2025 property tax bill for 40 Prospect St was $5,263, up 9.9% from the year before.
Source: Coos County and Lancaster Town assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Coos County |
| County Subdivision | Lancaster Town |
| Unified School District | White Mountain Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,263.00 (+9.85%) | $249,800 (-) Land $41,400 Building $208,400 | |
| 2024 | $4,791.00 (+10.8%) | $249,800 (-) Land $41,400 Building $208,400 | $323,000 |
| 2023 | $4,324.00 (+12.52%) | $249,800 (+57.9%) Land $41,400 Building $208,400 | |
| 2022 | $3,843.00 | $158,200 Land $24,200 Building $134,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Prospect St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 20, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 Prospect St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of New Hampshire |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANCASTER WATER DEPT serves 2,500 people · EPA ID NH1291010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Water Quality | Haloacetic acids resolved · Jul 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Netafy, T-Mobile.
5G (outdoors only) and 4G LTE
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