Essex County and Bloomfield Township property record for 40 Prospect St, Bloomfield, NJ 07003 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Architecture Style | Multifamily |
| Year Built | Built 1919 |
| Square Footage | 3,052 sqft Living Area |
| Lot Size | 3,054 sqft (0.07 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $651,000 (2022) |
| Tax Bill | $14,116.00 (2025) |
| Primary APN | 02-00125-0000-00019 |
|---|---|
| Alternative APN |
|
| Building Area | 3,052 sqft Living Area |
|---|---|
| Stories | 3 Stories |
| Year Built | Built 1919 |
|---|---|
| Effective Year Built | Effective 1919 |
| Architectural Style | Multifamily Style |
| Lot Area | 3,054 sqft (0.07 acres) |
| Depth X Width | 109 ft x 28 ft Depth x Width |
| Old Parcel Number | 020012500019 |
|---|---|
| Street Address | 40 PROSPECT ST |
| City | BLOOMFIELD |
| State | NJ |
| Zip | 07003-3252 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 28 X 109 |
| Legal Block | 125 |
| Legal Lot Number | 19 |
| Jurisdiction | ESSEX NJ |
| Minor Civil Division | BLOOMFIELD |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 15600 |
Source: Essex County and Bloomfield Township records · APN 02-00125-0000-00019
Assessment roll updated July 2, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 PROSPECT ST, BLOOMFIELD, NJ 07003-3252 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 05, 2024 | Deed of Trust, Mortgage · Line of Credit BETTER MORTGAGE CORPORATION |
| Mar 21, 2022 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage LOANDEPOT.COM LLC |
| Oct 05, 2018 | Trustee's Deed, Foreclosure NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 21, 2022 · Amount on Record |
| Deed Sale | Mar 21, 2022 · Amount on Record |
| Prior Sale | Oct 05, 2018 |
| Deed Doc Number | 202228275 |
| Prior Transfer Date | Sep 17, 2018 |
| Prior Transfer Doc | 2018086718 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 40 PROSPECT ST, BLOOMFIELD, NJ 07003-3252 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2024 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|
| Document Number | 0000012954 |
|---|---|
| Date | Mar 05, 2024 |
| Instrument | 2024012954 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Mar 21, 2022 |
| Property Address | 40 PROSPECT ST, BLOOMFIELD, NJ 07003-3252 |
| Document Number | 0000028275 |
| Instrument Date | Jan 11, 2022 |
| Instrument | 2022028275 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2022 |
| Title Company | COASTAL TITLE, COASTAL TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,627.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2711 N HASKELL AVE STE 2100, 2711, DALLAS, TX 75204-2933 |
| Name | Verified Name |
|---|---|
| Address | 40 PROSPECT ST, BLOOMFIELD, NJ 07003-3252 |
| Document Number | 0000028276 |
|---|---|
| Date | Mar 21, 2022 |
| Instrument | 2022028276 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Oct 05, 2018 |
| Property Address | 40 PROSPECT ST, BLOOMFIELD, NJ 07003-3252 |
| Document Number | 0000086718 |
| Instrument Date | Sep 17, 2018 |
| Instrument | 86718 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 19, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.10 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 13801 WIRELESS WAY OKLAHOMA CITY OK 731342500, OKLAHOMA CITY, OK 73134-2500 |
Source: Essex County and Bloomfield Township records · Assessment roll updated July 2, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Bloomfield Township |
| Unified School District | Bloomfield Township School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $404,600 (-) Land $45,700 Building $358,900 | $404,600 (-) Land $45,700 Building $358,900 | |
| 2025 | $14,116.00 (+2.86%) | $404,600 (-) Land $45,700 Building $358,900 | $404,600 (-) Land $45,700 Building $358,900 |
| 2024 | $13,724.00 (+5.94%) | ||
| 2023 | $404,600 Land $45,700 Building $358,900 | $404,600 Land $45,700 Building $358,900 | |
| 2022 | $12,955.00 |
Source: FEMA National Flood Hazard Layer, Essex County (34013C), updated September 24, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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