West Haven City property record for 40 Prospect Ave, West Haven, CT 06516
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,961 sqft · built 1910 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Individual Name on File |
| Last Sale | $379,000 (Jan 2025) |
| Tax Bill | $7,423 (2025) |
| Deeds & Mortgages | Jan 2025 Sale & Mortgage Jan 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | WHAV M:0010 B:0367 L:0000 |
| Primary APN | WHAV M:0010 B:0367 L:0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,961 sqft Living Area |
| Gross Area | 3,547 sqft |
| 1st Floor Area | 870 sqft |
| Attic | Attic |
| Attic Area | 630 sqft |
| Basement Area | 630 sqft |
| Unfinished Basement | 630 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,178 sqft (0.05 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1186 |
|---|---|
| Street Address | 40 PROSPECT AVE |
| City | WEST HAVEN |
| State | CT |
| Zip | 06516-6446 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Subdivision | FOXWOOD EAST |
| Legal Block | 367 |
| Jurisdiction | WEST HAVEN CT |
| Township / Civil Division | WEST HAVEN |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 154800 |
40 Prospect Ave is owned and occupied by an individual who bought it in January 2025.
Source: West Haven City records, as of September 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40 PROSPECT AVE, WEST HAVEN, CT 06516-6446 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 8, 2025 | Warranty Deed, Transfer · FHA Mortgage EMM LOANS LLC |
| Jan 6, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 8, 2025 · Amount on File |
| Deed Sale | Jan 8, 2025 · Amount on File |
| Prior Sale | Jan 6, 2023 · Amount on File |
| Deed Book / Page | 2006 / 940 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WEST HAVEN CT |
| Recording Date | Jan 8, 2025 |
| Property Address | 40 PROSPECT AVE, WEST HAVEN, CT 06516-6446 |
| Document Number | 002006-940 |
| Book / Page | 2006 / 940 |
| Instrument Date | Jan 3, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 PROSPECT AVE, WEST HAVEN, CT 06516-6446 |
| Investor | Possibly a Property Investor |
| Document Number | 0002006942 |
|---|---|
| Date | Jan 8, 2025 |
| Instrument | 2006/942 |
| Name | EMM LOANS LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WEST HAVEN CT |
| Recording Date | Jan 6, 2023 |
| Property Address | 40 PROSPECT AVE, WEST HAVEN, CT 06516-6446 |
| Document Number | 001957-771 |
| Book / Page | 1957 / 771 |
| Instrument Date | Jan 4, 2023 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 0001957774 |
|---|---|
| Date | Jan 6, 2023 |
| Instrument | 1957/774 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 40 Prospect Ave was $7,423.
Source: West Haven City assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | West Haven City |
| Unified School District | West Haven School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,423.00 | $225,820 Land $56,700 Building $169,120 | $322,600 Land $81,000 Building $241,600 |
| 2024 | $7,423.00 (+12.23%) | ||
| 2023 | $6,614.00 (+1.83%) | $146,650 (-) Land $39,270 Building $107,380 | |
| 2022 | $6,495.00 | $146,650 Land $39,270 Building $107,380 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 40 Prospect Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 40 Prospect Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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