40 Preserve Dr, Fort Morgan, CO 80701 Property Records

Morgan County property record for 40 Preserve Dr, Fort Morgan, CO 80701

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,257 sqft · built 2017
Lot Size	1.12 acres (49,136 sqft)
Owner	2 Individual Names on File
Last Sale	$665,000 (Apr 2026)
Tax Bill	$2,749 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jun 2021 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`1039-190-04-002`

Property Details

APN / Parcel Number

Primary APN	`1039-190-04-002`
Alternative APNs	`103919002040` `R019227`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	4,257 sqft Total Area
1st Floor Area	1,601 sqft
Basement Area	1,575 sqft
Finished Basement	1,278 sqft
Unfinished Basement	297 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	49,136 sqft (1.12 acres)
Garage Type	Mixed
Garage Area	1,875 sqft
Parking Spaces	7 Parking Spaces
Porch	Slab
Porch Area	143 sqft
Patio Area	263 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	40 PRESERVE DR
City	FORT MORGAN
State	CO
Zip	80701-4702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD BLUE SKY PRESERVE REPLAT LTS 394045 FM LOT 040 S 19 T 4 R 57 NW14
Legal Range	57
Legal Township	04
Legal Section	19
Legal Subdivision	BLUE SKY PRESERVE
Legal Lot Number	40
Jurisdiction	MORGAN CO
Township / Civil Division	FORT MORGAN
Census Block Group	1
Census Block	1095
Census Tract	100

Owner

40 Preserve Dr is owned and occupied by two individuals who bought it in April 2026.

Source: Morgan County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	40 PRESERVE DR, FORT MORGAN, CO 80701-4702
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Jun 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Jan 16, 2025	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Apr 15, 2026	Warranty Deed, Transfer · Conventional Mortgage BANK OF COLORADO
Mar 23, 2023	Special Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jan 24, 2017	Deed of Trust, Mortgage · Commercial Mortgage FARMERS BANK
Mar 28, 2018	Deed of Trust, Mortgage · VA Mortgage FIRST POINT FCU
Jun 10, 2019	Deed of Trust, Mortgage · VA Mortgage MAGNOLIA BANK
Jul 26, 2017	Special Warranty Deed, Transfer · VA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2026 · Amount on File
Deed Sale	Apr 15, 2026 · Amount on File
Prior Sale	Mar 23, 2023 · Amount on File
Deed Document Number	2026961676
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN CO
Property Address	40 PRESERVE DR, FORT MORGAN, CO 80701-4702
Transaction Type	Mortgage
Record Updated	May 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 PRESERVE DR, FORT MORGAN, CO 80701-4702

Mortgage

Document Number	0000958934
Date	Oct 27, 2025
Instrument	958934

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN CO
Property Address	40 PRESERVE DR, FORT MORGAN, CO 80701-4702
Transaction Type	Mortgage
Record Updated	May 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000933863
Date	Jun 30, 2021
Instrument	933863

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN CO
Property Address	40 PRESERVE DR, FORT MORGAN, CO 80701-4702
Transaction Type	Mortgage
Record Updated	May 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 PRESERVE DR, FORT MORGAN, CO 80701-4702

Mortgage

Document Number	0000954754
Date	Jan 16, 2025
Instrument	954754

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2055

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN CO
Recording Date	Apr 15, 2026
Property Address	40 PRESERVE DR, FORT MORGAN, CO 80701-4702
Document Number	0000961676
Instrument Date	Apr 15, 2026
Instrument	2026.961676
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	NORTHERN CALIFORNIA TITLE COMPANY, NORTHERN COLORADO TITLE HOME

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,716.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	40 PRESERVE DR, FORT MORGAN, CO 80701-4702

Mortgage

Document Number	0000961676,
Date	Apr 15, 2026
Instrument	2026.961676

Lender

Name	BANK OF COLORADO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

March 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MORGAN CO
Recording Date	Mar 23, 2023
Property Address	40 PRESERVE DR, FORT MORGAN, CO 80701-4702
Document Number	0000945519
Instrument Date	Mar 9, 2023
Instrument	945519
Transaction Type	Transfer
Record Updated	Mar 29, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$60.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	40 PRESERVE DR, FORT MORGAN, CO 80701-4702

Mortgage

Document Number	0000945520
Date	Mar 23, 2023
Instrument	945520

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN CO
Property Address	40 PRESERVE DR, FORT MORGAN, CO 80701-4702
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000903679
Date	Jan 24, 2017
Instrument	903679

Lender

Name	FARMERS BANK
Type	Bank
Address	AULT, CO 80610

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN CO
Property Address	40 PRESERVE DR, FORT MORGAN, CO 80701-4702
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000911072
Date	Mar 28, 2018
Instrument	911072

Lender

Name	FIRST POINT FCU
Type	Credit Union
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Apr 1, 2047

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN CO
Property Address	40 PRESERVE DR, FORT MORGAN, CO 80701-4702
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000918905
Date	Jun 10, 2019
Instrument	918905

Lender

Name	MAGNOLIA BANK
Type	Bank
Address	CAMPBELLSVILLE, KY 42718

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

July 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MORGAN CO
Recording Date	Jul 26, 2017
Property Address	40 PRESERVE DR, FORT MORGAN, CO 80701-4702
Document Number	0000906974
Map Reference	DOC1500220
Instrument Date	Jul 24, 2017
Instrument	906974
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	UNIFIED TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	40 PRESERVE DR, FORT MORGAN, CO 80701-4702

Mortgage

Document Number	0000906975
Date	Jul 26, 2017
Instrument	906975

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 40 Preserve Dr was $2,749, up 1.8% from the year before.

Source: Morgan County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Morgan County
Unified School District	Fort Morgan School District RE-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,749.00 (+1.81%)	$36,580 (-4.59%) Land $7,050 Building $29,530	$585,270 (+2.29%) Land $112,800 Building $472,470
2024	$2,700.00 (+5.55%)	$38,340 (-3.64%) Land $6,620 Building $31,720	$572,190 (-3.63%) Land $98,790 Building $473,400
2023	$2,558.00 (+37.16%)	$39,790 (+53.33%) Land $7,260 Building $32,530	$593,770 (+59.03%) Land $108,290 Building $485,480
2022	$1,865.00	$25,950 Land $5,370 Building $20,580	$373,360 Land $77,270 Building $296,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 40 Preserve Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective June 8, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Apr 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Preserve Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Viaero Wireless Fixed Wireless	150 / 40
CenturyLink DSL	80 / 10
T-Mobile Fixed Wireless	25 / 3
Kentec Communications Fixed Wireless	10 / 1

May also be available: Verizon, Vistabeam.

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