40 Postell Ln, Mineral Bluff, GA 30559 Property Records

Fannin County property record for 40 Postell Ln, Mineral Bluff, GA 30559

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,544 sqft · built 2023
Lot Size	2.07 acres (90,169 sqft)
Owner	2 Individual Names on File
Last Sale	$30,000 (Feb 2020)
Tax Bill	$994 (2025)
Deeds & Mortgages	Jul 2023 Construction Loan Feb 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0047 085A`

Property Details

APN / Parcel Number

Primary APN	`0047 085A`
Alternative APN	`7937`

Interior

Full Baths	3 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Stories	1 Story
Building Area	1,544 sqft Heated Area
1st Floor Area	1,544 sqft
Basement Area	1,544 sqft
Unfinished Basement	1,544 sqft
Interior Walls	Unfinished
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Mobile Home
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	90,169 sqft (2.07 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	2,400 sqft

Exterior Amenities

Porch	Slab
Patio Area	160 sqft
Canopy	560 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	7937
Street Address	40 POSTELL LN
City	MINERAL BLUFF
State	GA
Zip	30559-3159
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL
Legal Description	8-2 LL133,156 DB1624-670* 2.07 ACS
Jurisdiction	FANNIN GA
Township / Civil Division	MINERAL BLUFF
Census Block Group	2
Census Block	2014
Census Tract	50100

Owner

40 Postell Ln is owned and occupied by two individuals who acquired it in October 2024.

Source: Fannin County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	40 POSTELL LN, MINERAL BLUFF, GA 30559-3159
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2023	Deed of Trust, Mortgage · Construction Mortgage MOUNTAIN VALLEY COMMUNITY BANK
Feb 13, 2020	Warranty Deed, Transfer JOHNNY J JONES REALTY
Jun 5, 2018	Public Action, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2020 · Amount on File
Deed Sale	Feb 13, 2020 · Amount on File
Prior Sale	Jun 5, 2018 · Amount on File
Deed Document Number	2020362
Deed Book / Page	1334 / 302
Last Transfer Date	Oct 1, 2024
Transfer Doc	001624/670
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Property Address	40 POSTELL LN, MINERAL BLUFF, GA 30559-3159
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 POSTELL LN, MINERAL BLUFF, GA 30559-3159

Mortgage

Document Number	0000001564/0000000011
Date	Jul 14, 2023
Book Page	0000001564/0000000011

Lender

Name	MOUNTAIN VALLEY COMMUNITY BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 1, 2024

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Feb 13, 2020
Property Address	40 POSTELL LN, MINERAL BLUFF, GA 30559-3159
Document Number	001334/302
Book / Page	1334 / 302
Instrument Date	Feb 13, 2020
Instrument	2020-000362
Transaction Type	Transfer
Record Updated	Mar 13, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	365 DOUTHIT RD, MINERAL BLUFF, GA 30559-6404

Mortgage

Document Number	0000001334/0000000304
Date	Feb 25, 2020
Book Page	0000001334/0000000304
Instrument	002448860006

Lender

Name	JOHNNY J JONES REALTY

Agreement

Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2030

June 2018: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	FANNIN GA
Recording Date	Jun 5, 2018
Property Address	40 POSTELL LN, MINERAL BLUFF, GA 30559-3159
Document Number	001259/664
Book / Page	1259 / 664
Instrument Date	Jun 5, 2018
Instrument	2018-001595
Transaction Type	Foreclosure
Record Updated	Mar 21, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7010 BOARDTOWN RD, ELLIJAY, GA 30540-0536
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 40 Postell Ln was $994.

Source: Fannin County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Fannin County
Unified School District	Fannin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$994.00	$109,639 Land $8,708 Building $100,931	$274,097 Land $21,769 Building $252,328
2023		$12,624 Land $10,624 Building $2,000	$31,560 Land $26,560 Building $5,000
2022	$177.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 40 Postell Ln in Zone X, an area of minimal flood risk, though there have been 26 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	26 (1994–2025)
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms And Tornadoes, Mar 2021 · 5 claims Severe Storms And Flooding, Dec 2015 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Postell Ln is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 94% of Georgia
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Postell Ln

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