St. Johns County property record for 40 Portola Ct, Saint Augustine, FL 32095
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,909 sqft · built 2024 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $437,702 (Feb 2024) |
| Tax Bill | $5,688 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Feb 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 072571-3860 |
| Primary APN | 072571-3860 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,909 sqft Living Area |
| Gross Area | 2,329 sqft |
| 1st Floor Area | 1,909 sqft |
| Flooring | Carpet |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 40 PORTOLA CT |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-6651 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 115/25-41 CORDOVA PALMS PHASE ONE LOT 386 OR5895/1250 |
| Legal Subdivision | CORDOVA PALMS PHASE ONE |
| Legal Block | 1 |
| Legal Lot Number | 386 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 20904 |
40 Portola Ct is owned and occupied by two individuals who bought it in February 2024.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 PORTOLA CT, SAINT AUGUSTINE, FL 32095-6651 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 20, 2026 | Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC |
| Feb 5, 2024 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage JET HOMELOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 5, 2024 · Amount on File |
| Deed Sale | Feb 5, 2024 · Amount on File |
| Prior Sale | Sep 15, 2023 · Amount on File |
| Deed Document Number | 20248744 |
| Deed Book / Page | 5895 / 1250 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 40 PORTOLA CT, SAINT AUGUSTINE, FL 32095-6651 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2026 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 40 PORTOLA CT, ST AUGUSTINE, FL 32095-6651 |
| Document Number | 0063090174 |
|---|---|
| Date | Feb 20, 2026 |
| Book Page | 6309/174 |
| Instrument | 2026014234 |
| Name | OPTIMUM FIRST INC |
|---|---|
| Type | Mortgage Company |
| Address | HUNTINGTON BEACH, CA 92647 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 5, 2024 |
| Property Address | 40 PORTOLA CT, SAINT AUGUSTINE, FL 32095-6651 |
| Document Number | 0058951250 |
| Book / Page | 5895 / 1250 |
| Map Reference | MB 115 PG 25-41 |
| Instrument Date | Jan 31, 2024 |
| Instrument | 2024008744 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,064.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742 |
| Name | Verified Name |
|---|---|
| Address | 40 PORTOLA CT, ST AUGUSTINE, FL 32095-6651 |
| Document Number | 0058951252 |
|---|---|
| Date | Feb 5, 2024 |
| Instrument | 5895/1252 |
| Name | JET HOMELOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2054 |
The 2025 property tax bill for 40 Portola Ct was $5,688 with a homeowner's exemption, up 159.6% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $338,335 (-4.5%) Land $95,000 Building $243,335 | $338,335 (-4.5%) Land $95,000 Building $243,335 | |
| 2025 | $5,688.00 (+159.61%) Homeowner's exemption | $354,274 (+293.64%) | $354,274 (+293.64%) Land $85,000 Building $269,274 |
| 2024 | $2,191.00 (-37.63%) | $90,000 (+2%) | $90,000 (+2%) Land $90,000 |
| 2023 | $3,513.00 | $75,000 | $75,000 Land $75,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 40 Portola Ct in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 90 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 90 in force |
| Nearby Flood Claims | 6 (2016–2022) |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 Portola Ct is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 70% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Utah Broadband Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
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