40 Plum Ave, Shelby, OH 44875 Property Records

Richland County property record for 40 Plum Ave, Shelby, OH 44875

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,210 sqft · built 1955
Lot Size	0.071 acres (3,080 sqft)
Owner	2 Individual Names on Record
Last Sale	$125,000 (Sep 2022)
Tax Bill	$1,591 (2025)
Deeds & Mortgages	Sep 2022 Sale Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`046-08-117-12-000`

Property Details

APN / Parcel Number

Primary APN	`046-08-117-12-000`
Alternative APN	`05096`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,210 sqft Living Area
1st Floor Area	786 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Cape Cod
Exterior Material	Aluminum Siding
Lot Area	3,080 sqft (0.071 acres)
Lot Dimensions	140 ft deep x 22 ft wide
Garage Area	242 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	24 sqft
Patio Area	121 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	40 PLUM AVE
City	SHELBY
State	OH
Zip	44875-1135
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2296 E PT & 2297 W PT 56 X 141
Jurisdiction	RICHLAND OH
Township / Civil Division	SHARON
Census Block Group	4
Census Block	4051
Census Tract	2500

Owner

Source: Richland County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3554 MYERS RD, SHELBY, OH 44875-9492
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2022	Warranty Deed, Transfer GREAT AMERICAN TITLE AGENCY, GREAT AMERICAN TTL AGCY LLC
Apr 18, 2022	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 3, 2017	Deed of Trust, Mortgage · Line of Credit CIVISTA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2022 · Amount on Record
Deed Sale	Sep 16, 2022 · Amount on Record
Prior Sale	Apr 18, 2022 · Amount on Record
Deed Document Number	202211667
Deed Book / Page	2995 / 5130
Prior Transfer Date	Apr 14, 2022
Prior Transfer Doc	02989/4459
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	Sep 16, 2022
Property Address	40 PLUM AVE, SHELBY, OH 44875-1135
Document Number	02995/5130
Book / Page	2995 / 5130
Map Reference	VOL 812 PG 104
Instrument Date	Aug 26, 2022
Instrument	202200011667
Transaction Type	Transfer
Record Updated	Sep 23, 2022
Title Company	GREAT AMERICAN TITLE AGENCY, GREAT AMERICAN TTL AGCY LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3554 MYERS RD, SHELBY, OH 44875-9492

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	Apr 18, 2022
Property Address	40 PLUM AVE, SHELBY, OH 44875-1135
Document Number	02989/4459
Book / Page	2989 / 4459
Instrument Date	Apr 14, 2022
Instrument	202200004893
Transaction Type	Transfer
Record Updated	Jun 2, 2022
Title Company	SOUTHERN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 PLUM AVE, SHELBY, OH 44875-1135

Mortgage

Document Number	202200004894
Date	Apr 18, 2022
Instrument	202200004894

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	40 PLUM AVE, SHELBY, OH 44875-1135
Transaction Type	Mortgage
Record Updated	Aug 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 201700009688
Date	Aug 3, 2017
Book Page	2560/0815
Instrument	201700009688

Lender

Name	CIVISTA BANK
Type	Bank
Address	SANDUSKY, OH 44870

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Jul 21, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
County Subdivision	Sharon Township
Municipality	Shelby City
Unified School District	Shelby City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,591.00	$40,630 (-) Land $1,840 Building $38,790
2024	$1,591.00 (-0.19%)	$40,630 (-) Land $1,840 Building $38,790
2023	$1,594.00 (+53.86%)	$40,630 (+71.72%) Land $1,840 Building $38,790	$116,090 (+71.76%) Land $5,260 Building $110,830
2022	$1,036.00	$23,660 Land $1,870 Building $21,790
2020			$67,590 Land $5,330 Building $62,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (2004–2007)
Most Recent Claim	Aug 2007 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 3 claims Severe Storms And Flooding, Jun 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELBY CITY serves 9,453 people · EPA ID OH7004511
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Watch TV, Wavelinc Communications.

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