40 Pleasant St, Rowley, MA 01969 Property Records

Essex County and Rowley Town property record for 40 Pleasant St, Rowley, MA 01969

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,696 sqft · built 1970
Lot Size1.16 acres (50,890 sqft)
OwnerIndividual Name on File
Last Sale$321,500 (Jul 2014)
Tax Bill$7,533 (2026)
Deeds & MortgagesJul 2024 Refinance
Sep 2020 Refinance
Flood ZoneZone X (minimal risk)
APNROWL M:0024 B:0090 L:0000

Property Details

APN / Parcel Number

Primary APNROWL M:0024 B:0090 L:0000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,696 sqft Living Area
Gross Area2,822 sqft
Basement Area832 sqft
Unfinished Basement832 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleColonial
Exterior MaterialWood Siding
Foundation TypeRaised
Roof TypeGable
Roof MaterialAsphalt
Lot Area50,890 sqft (1.16 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address40 PLEASANT ST
CityROWLEY
StateMA
Zip01969-1411
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOUT
Legal Block90
JurisdictionROWLEY MA
Township / Civil DivisionROWLEY
Census Block Group1
Census Block1047
Census Tract270100

Owner

40 Pleasant St is owned and occupied by an individual who bought it in July 2014.

Source: Essex County and Rowley Town records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address40 PLEASANT ST, ROWLEY, MA 01969-1411
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
SALEM FIVE CENTS SAVINGS BANK
Sep 14, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
SALEM FIVE MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 23, 2014 · Amount on File
Deed SaleJul 23, 2014 · Amount on File
Prior SaleJan 5, 1999 · Amount on File
Deed Book / Page33426 / 342
Transfer Doc033426-342
Record UpdatedOct 29, 2026

July 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWLEY MA
Property Address40 PLEASANT ST, ROWLEY, MA 01969-1411
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number042227-447
DateJul 22, 2024
Book Page42227/447
Instrument20240722000210
Lender
NameSALEM FIVE CENTS SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWLEY MA
Property Address40 PLEASANT ST, ROWLEY, MA 01969-1411
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38931-276
DateSep 14, 2020
Book Page38931/276
Instrument20200914002730
Lender
NameSALEM FIVE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 40 Pleasant St was $7,533, up 2.9% from the year before.

Source: Essex County and Rowley Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionRowley Town
Unified School DistrictTriton School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,533.00 (+2.88%)$623,100 (+0.16%) Land $307,100 Building $316,000$636,601 (+15.02%)
2025$7,322.00 (+1.84%)$622,100 (+4.7%) Land $292,500 Building $329,600$553,470
2024$7,190.00 (+2.58%)$594,200 (+10.38%) Land $278,700 Building $315,500
2023$7,009.00$538,300 Land $242,200 Building $296,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Pleasant St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims2 (2017–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimMar 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Pleasant St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROWLEY WATER DEPARTMENT
serves 6,161 people · EPA ID MA3254000
Water SourceGroundwater
Last State InspectionDec 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880

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