40 Pleasant St, Chester, CT 06412 Property Records

Chester Town property record for 40 Pleasant St, Chester, CT 06412

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,689 sqft · built 1947
Lot Size	1.11 acres (48,352 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,476 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Jun 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CHES M:14 B:133`

Property Details

APN / Parcel Number

Primary APN	`CHES M:14 B:133`
Alternative APNs	`CSTR M:14 B:133` `00066600` `66600`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,689 sqft Living Area
Gross Area	4,503 sqft
1st Floor Area	800 sqft
Basement Area	1,398 sqft
Unfinished Basement	1,398 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1994
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	48,352 sqft (1.11 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	66600
Street Address	40 PLEASANT ST
City	CHESTER
State	CT
Zip	06412-1104
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-1
Legal Block	133
Jurisdiction	CHESTER CT
Township / Civil Division	CHESTER
Census Block Group	4
Census Block	4008
Census Tract	600100

Owner

Source: Chester Town records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 PLEASANT ST, CHESTER, CT 06412-1104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Jun 14, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BAYFIRST NB
May 23, 2019	Deed of Trust, Mortgage · Balloon Mortgage PEOPLES UNITED BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2015
Deed Sale	Apr 13, 2015
Deed Book / Page	163 / 285
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER CT
Property Address	40 PLEASANT ST, CHESTER, CT 06412-1104
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000188-147
Date	Jan 14, 2026
Book Page	188/147

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	349 Months
Due	Feb 1, 2055

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER CT
Property Address	40 PLEASANT ST, CHESTER, CT 06412-1104
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000181-496
Date	Jun 14, 2022
Book Page	181/496

Lender

Name	BAYFIRST NB

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER CT
Property Address	40 PLEASANT ST, CHESTER, CT 06412-1104
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	172-171
Date	May 23, 2019
Book Page	172/171

Lender

Name	PEOPLES UNITED BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Chester Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Chester Town
Elementary School District	Chester School District (PK - 06)
Secondary School District	Regional School District 04 (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,476.00	$276,080 (+37.28%) Land $57,330 Building $218,750	$193,256 Land $40,131 Building $153,125
2024	$7,476.00 (+25.16%)
2023	$5,973.00 (+0.67%)	$201,110 (-) Land $57,330 Building $143,780
2022	$5,933.00	$201,110 Land $57,330 Building $143,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-CHESTER SYSTEM private · serves 5,030 people · EPA ID CT0261031
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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