40 Plantation, Irvine, CA 92620 Property Records

Orange County property record for 40 Plantation, Irvine, CA 92620

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,223 sqft · built 2005
Owner	2 Company Names on Record
Last Sale	$641,500 (Oct 2006)
Tax Bill	$10,883 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jan 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`932-655-64`

Property Details

APN / Parcel Number

Primary APN	`932-655-64`
Alternative APN	`551-401-45`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,223 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Garage Area	457 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	40 PLANTATION
City	IRVINE
State	CA
Zip	92620-3434
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	N TR 16928 BLK LOT 22 UN 59 TRACT 16928, LOT 22 OF PROJECT 932-65 LOCATED ON
Legal Subdivision	CORTILE
Legal Tract	16928
Legal Lot Number	22
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	2
Census Block	2000
Census Tract	52432

Owner

Source: Orange County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	40 PLANTATION, IRVINE, CA 92620-3434
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jan 10, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2006 · Amount on Record
Deed Sale	Oct 10, 2006 · Amount on Record
Deed Document Number	2006672390
Last Transfer Date	Jan 14, 2026
Transfer Doc	0000014064
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Recording Date	Jul 20, 2026
Property Address	40 PLANTATION, IRVINE, CA 92620-3434
Document Number	0000205313
Instrument Date	Jul 5, 2026
Instrument	2026205313
Transaction Type	Mortgage
Record Updated	Jul 27, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	40 PLANTATION, IRVINE, CA 92620-3434

Mortgage

Document Number	0000205313,
Date	Jul 20, 2026
Instrument	2026205313

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.48%
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	40 PLANTATION, IRVINE, CA 92620-3434
Transaction Type	Mortgage
Record Updated	Jan 20, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 PLANTATION, IRVINE, CA 92620-3434

Mortgage

Document Number	0000010876
Date	Jan 10, 2022
Instrument	2022000010876

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 9, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$876,300 (+2%) Land $600,241 Building $276,059
2025	$10,883.00 (-0.5%) Homeowner's exemption	$859,118 (+4.04%) Land $588,471 Building $270,647
2023	$10,938.00 (+8.38%) Homeowner's exemption	$825,758 Land $565,619 Building $260,139
2022	$10,092.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 742 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	2,000 / 1,000
Cox Communications Cable	2,000 / 500
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GeoLinks, T-Mobile.

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